/* site palette */
html:root {
    --bg: #F8F9FA;
    --surface: #FFFFFF;
    --surface-alt: #ECF3F6;
    --text: #1C242B;
    --text-muted: #5E6C78;
    --border: #D8DEE4;
    --primary: #1C7CA2;
    --primary-hover: #176584;
    --on-primary: #FFFFFF;
    --primary-text: #1A7599;
    --accent: #EAC12C;
    --on-accent: #111111;
    --accent-text: #846B0D;
    --dark-band: #113644;
    --on-dark: #FFFFFF;
    --on-dark-muted: #B6BDC3;
    --brand-btn-bg: #FFFFFF;
    --brand-btn-text: #113644;
    --section-alt-bg: linear-gradient(186deg, #ECF3F6 0%, #F3F7F8 100%);
    --dark-band-bg: linear-gradient(150deg, #113644 0%, #124154 100%);
    --brand-band-bg: #1C7CA2;
    --hero-bg: linear-gradient(150deg, #113644 0%, #124154 100%);
}

html:root {
    --bs-primary: #1C7CA2;
    --bs-primary-rgb: 28, 124, 162;
    --bs-link-color: #1A7599;
    --bs-link-color-rgb: 26, 117, 153;
    --bs-link-hover-color: #176584;
    --mdb-primary: #1C7CA2;
    --mdb-primary-rgb: 28, 124, 162;
}

.btn-primary {
    --bs-btn-bg: var(--primary);
    --bs-btn-border-color: var(--primary);
    --bs-btn-color: var(--on-primary);
    --bs-btn-hover-bg: var(--primary-hover);
    --bs-btn-hover-border-color: var(--primary-hover);
    --bs-btn-hover-color: var(--on-primary);
    --bs-btn-active-bg: var(--primary-hover);
    --bs-btn-active-border-color: var(--primary-hover);
    --bs-btn-active-color: var(--on-primary);
    background-color: var(--primary);
    border-color: var(--primary);
    color: var(--on-primary);
}

.btn-primary:hover,
.btn-primary:focus,
.btn-primary:active {
    background-color: var(--primary-hover);
    border-color: var(--primary-hover);
    color: var(--on-primary);
}

.btn-outline-primary {
    --bs-btn-color: var(--primary-text);
    --bs-btn-border-color: var(--primary);
    --bs-btn-hover-bg: var(--primary);
    --bs-btn-hover-border-color: var(--primary);
    --bs-btn-hover-color: var(--on-primary);
    color: var(--primary-text);
    border-color: var(--primary);
}

.btn-outline-primary:hover {
    background-color: var(--primary);
    color: var(--on-primary);
}

.text-primary,
.link-primary {
    color: var(--primary-text) !important;
}

.bg-primary,
.text-bg-primary,
.badge.bg-primary {
    color: var(--on-primary) !important;
}

/* /site palette */

*,
*::before,
*::after {
    box-sizing: border-box;
}

body {
    margin: 0;
    font-family: var(--typography-font_family_base, 'Inclusive Sans', sans-serif);
    background-color: var(--bg);
    color: var(--text);
    font-size: 15px;
    line-height: 1.5;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

.text-muted {
    color: var(--text-muted) !important;
}

a {
    text-decoration: none;
    transition: color 0.25s ease-in-out;
}

.mpe-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background-color: var(--primary);
    color: var(--on-primary);
    border: none;
    border-radius: 0px;
    padding: 14px 28px;
    font-weight: 600;
    font-size: 14px;
    text-transform: uppercase;
    letter-spacing: 1px;
    transition: background-color 0.25s ease-in-out, color 0.25s ease-in-out;
    cursor: pointer;
    text-decoration: none;
}

.mpe-btn:hover {
    background-color: var(--primary-hover);
    color: var(--on-primary);
}

.mpe-btn-alt {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background-color: transparent;
    color: var(--primary-text);
    border: 1px solid var(--primary);
    border-radius: 0px;
    padding: 8px 16px;
    font-size: 13px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    transition: background-color 0.25s ease-in-out, color 0.25s ease-in-out;
    cursor: pointer;
    text-decoration: none;
}

.mpe-btn-alt:hover {
    background-color: var(--primary);
    color: var(--on-primary);
}

.mpe-card {
    background-color: var(--surface);
    color: var(--text);
    border: 1px solid var(--border);
    border-radius: 0px;
    box-shadow: 0 4px 16px rgba(17, 54, 68, 0.08);
    padding: 24px;
    display: flex;
    flex-direction: column;
    transition: transform 0.25s ease-in-out, box-shadow 0.25s ease-in-out;
    position: relative;
}

.mpe-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 8px 24px rgba(17, 54, 68, 0.12);
}

.mpe-media {
    width: 100%;
    aspect-ratio: 16 / 10;
    border-radius: 0px;
    border: 1px solid var(--border);
    overflow: hidden;
    flex-shrink: 0;
    background-color: var(--surface-alt);
    margin-bottom: 16px;
}

.mpe-media img {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: cover;
    border-radius: 0px;
}

.mpe-eyebrow {
    display: inline-block;
    font-size: 12px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    margin-bottom: 8px;
    color: var(--text);
}

.mpe-eyebrow span {
    color: var(--primary-text);
}

.mpe-title {
    font-size: 40px;
    line-height: 1.15;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.75px;
    color: var(--text);
    margin-bottom: 16px;
}

.mpe-title span {
    color: var(--primary);
}

.mpe-badge {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background-color: var(--primary);
    color: var(--on-primary);
    border-radius: 0px;
    padding: 4px 8px;
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.mpe-icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background-color: var(--dark-band);
    color: var(--on-primary);
    transition: background-color 0.25s ease-in-out, color 0.25s ease-in-out;
}

.mpe-icon:hover {
    background-color: var(--primary);
    color: var(--on-primary);
}

.mpe-section {
    padding: 80px 0;
    background-color: var(--bg);
    position: relative;
}

.mpe-section-alt {
    padding: 80px 0;
    background: var(--section-alt-bg, var(--surface-alt));
    position: relative;
}

.mpe-section-dark {
    padding: 80px 0;
    background: var(--dark-band-bg, var(--dark-band));
    color: var(--on-dark);
    position: relative;
}

.mpe-section-brand {
    padding: 80px 0;
    background-color: var(--brand-band-bg, var(--primary));
    color: var(--on-primary);
    position: relative;
}

.mpe-section-brand .mpe-btn {
    background-color: var(--brand-btn-bg, #FFFFFF);
    color: var(--brand-btn-text, #113644);
}

.mpe-section-brand .mpe-btn:hover {
    background-color: var(--surface-alt);
    color: var(--primary-hover);
}

.mpe-section-brand .mpe-btn-alt {
    border-color: var(--on-primary);
    color: var(--on-primary);
}

.mpe-section-brand .mpe-btn-alt:hover {
    background-color: var(--on-primary);
    color: var(--primary);
}

.mpe-on-dark,
.mpe-section-dark {
    color: var(--on-dark);
}

.mpe-on-dark h1,
.mpe-on-dark h2,
.mpe-on-dark h3,
.mpe-on-dark h4,
.mpe-on-dark .mpe-title,
.mpe-section-dark h1,
.mpe-section-dark h2,
.mpe-section-dark h3,
.mpe-section-dark h4,
.mpe-section-dark .mpe-title {
    color: var(--on-dark);
}

.mpe-on-dark .mpe-title span,
.mpe-section-dark .mpe-title span {
    color: var(--accent);
}

.mpe-on-dark p,
.mpe-section-dark p {
    color: var(--on-dark-muted);
}

.mpe-on-dark .text-muted,
.mpe-section-dark .text-muted {
    color: var(--on-dark-muted) !important;
}

.mpe-on-dark .mpe-eyebrow,
.mpe-section-dark .mpe-eyebrow {
    color: var(--on-dark-muted);
}

.mpe-on-dark .mpe-eyebrow span,
.mpe-section-dark .mpe-eyebrow span {
    color: var(--accent);
}

.mpe-on-dark .mpe-btn-alt,
.mpe-section-dark .mpe-btn-alt {
    border-color: var(--on-dark);
    color: var(--on-dark);
}

.mpe-on-dark .mpe-btn-alt:hover,
.mpe-section-dark .mpe-btn-alt:hover {
    background-color: var(--on-dark);
    color: var(--dark-band);
}

.mpe-section-dark .mpe-card,
.mpe-on-dark .mpe-card {
    background-color: var(--surface);
    color: var(--text);
    border: 1px solid var(--border);
}

.mpe-section-dark .mpe-card h1,
.mpe-section-dark .mpe-card h2,
.mpe-section-dark .mpe-card h3,
.mpe-section-dark .mpe-card h4,
.mpe-on-dark .mpe-card h1,
.mpe-on-dark .mpe-card h2,
.mpe-on-dark .mpe-card h3,
.mpe-on-dark .mpe-card h4 {
    color: var(--text);
}

.mpe-section-dark .mpe-card p,
.mpe-on-dark .mpe-card p {
    color: var(--text-muted);
}

@media (max-width: 768px) {

    .mpe-section,
    .mpe-section-alt,
    .mpe-section-dark,
    .mpe-section-brand {
        padding: 48px 0;
    }

    .mpe-title {
        font-size: 28px;
    }

    .mpe-card {
        padding: 16px;
    }
}

/* ===== header ===== */
.mpe-site-header {
    position: relative;
    width: 100%;
    z-index: 1030;
    box-shadow: 0 4px 16px rgba(17, 54, 68, 0.08);
}

.mpe-site-header .mpe-site-header__topbar {
    background-color: var(--primary, #1C7CA2);
    color: var(--on-primary, #FFFFFF);
    font-size: 12px;
    padding: 8px 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.15);
}

.mpe-site-header .mpe-site-header__top-link {
    color: var(--on-primary, #FFFFFF);
    text-decoration: none;
    font-size: 12px;
    font-weight: 500;
    letter-spacing: 0.25px;
    transition: opacity 0.25s ease-in-out;
}

.mpe-site-header .mpe-site-header__top-link:hover,
.mpe-site-header .mpe-site-header__top-link:focus {
    color: var(--on-primary, #FFFFFF);
    opacity: 0.85;
}

.mpe-site-header .mpe-site-header__top-info {
    color: var(--on-primary, #FFFFFF);
    font-size: 12px;
    letter-spacing: 0.25px;
}

.mpe-site-header .mpe-site-header__navbar {
    background-color: var(--dark-band, #113644);
    padding: 14px 0;
    border: none;
}

.mpe-site-header .mpe-site-header__brand {
    text-decoration: none;
    padding: 0;
    margin-right: 2rem;
}

.mpe-site-header .mpe-site-header__logo {
    max-width: 44px;
    height: 44px;
    object-fit: contain;
    display: block;
}

.mpe-site-header .mpe-site-header__brand-text {
    font-size: 22px;
    font-weight: 700;
    letter-spacing: 1px;
    color: var(--on-dark, #FFFFFF);
    text-transform: uppercase;
    line-height: 1;
}

.mpe-site-header .mpe-site-header__brand-accent {
    color: var(--accent, #EAC12C);
}

.mpe-site-header .mpe-site-header__toggler {
    border: 1px solid var(--border, #D8DEE4);
    border-radius: 0;
    padding: 8px 12px;
    color: var(--on-dark, #FFFFFF);
    background-color: transparent;
    box-shadow: none;
}

.mpe-site-header .mpe-site-header__toggler:focus {
    box-shadow: none;
    outline: none;
}

.mpe-site-header .mpe-site-header__toggler .fa-bars {
    font-size: 18px;
    color: var(--on-dark, #FFFFFF);
}

.mpe-site-header .mpe-site-header__nav-list {
    gap: 8px;
}

.mpe-site-header .mpe-site-header__nav-link {
    color: var(--on-dark, #FFFFFF);
    font-size: 14px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    padding: 10px 14px;
    border-radius: 0;
    transition: color 0.25s ease-in-out;
}

.mpe-site-header .mpe-site-header__nav-link:hover,
.mpe-site-header .mpe-site-header__nav-link:focus {
    color: var(--accent, #EAC12C);
}

.mpe-site-header .mpe-site-header__cta-btn {
    border-radius: 0;
    padding: 10px 22px;
    font-size: 13px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    background-color: var(--primary, #1C7CA2);
    color: var(--on-primary, #FFFFFF);
    text-decoration: none;
    border: none;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    transition: background-color 0.25s ease-in-out, color 0.25s ease-in-out;
}

.mpe-site-header .mpe-site-header__cta-btn:hover,
.mpe-site-header .mpe-site-header__cta-btn:focus {
    background-color: var(--primary-hover, #176584);
    color: var(--on-primary, #FFFFFF);
}

@media (max-width: 991.98px) {
    .mpe-site-header .mpe-site-header__collapse {
        background-color: var(--dark-band, #113644);
        padding: 16px 0 8px 0;
        border-top: 1px solid rgba(255, 255, 255, 0.1);
        margin-top: 10px;
    }

    .mpe-site-header .mpe-site-header__nav-link {
        padding: 10px 0;
        border-bottom: 1px solid rgba(255, 255, 255, 0.05);
    }

    .mpe-site-header .mpe-site-header__actions {
        padding-top: 16px;
        width: 100%;
    }

    .mpe-site-header .mpe-site-header__cta-btn {
        width: 100%;
        text-align: center;
    }
}

@media (max-width: 767.98px) {
    .mpe-site-header .mpe-site-header__topbar {
        font-size: 11px;
    }

    .mpe-site-header .mpe-site-header__brand-text {
        font-size: 18px;
    }
}

/* ===== accruloom ===== */
.accruloom-hero {
    min-height: 640px;
    position: relative;
    background-color: var(--dark-band);
    display: flex;
    align-items: center;
    padding: 70px 0;
}

.accruloom-hero__video-container {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    overflow: hidden;
    z-index: 1;
}

.accruloom-hero__video {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.accruloom-hero__overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(150deg, rgba(17, 54, 68, 0.94) 0%, rgba(18, 65, 84, 0.90) 100%);
}

.accruloom-hero__watermark {
    position: absolute;
    right: 20px;
    top: 50%;
    transform: translateY(-50%);
    font-size: 260px;
    color: rgba(28, 124, 162, 0.06);
    pointer-events: none;
    z-index: 2;
    line-height: 1;
}

.accruloom-hero__content-wrap {
    z-index: 3;
}

.accruloom-hero__eyebrow {
    color: var(--on-dark-muted);
    letter-spacing: 1.5px;
    font-weight: 700;
    font-size: 12px;
}

.accruloom-hero__highlight {
    color: var(--primary);
}

.accruloom-hero__heading {
    font-family: 'Inclusive Sans', sans-serif;
    font-size: 42px;
    font-weight: 700;
    line-height: 1.15;
    color: var(--on-dark);
    letter-spacing: 1px;
    overflow-wrap: anywhere;
}

.accruloom-hero__desc {
    font-size: 15px;
    line-height: 1.6;
    color: var(--on-dark-muted);
    max-width: 580px;
}

.accruloom-hero__form-card {
    background: rgba(17, 54, 68, 0.85);
    border: 1px solid rgba(216, 222, 228, 0.2);
    padding: 24px;
    border-radius: 0px;
    max-width: 580px;
    box-shadow: 0 4px 16px rgba(0, 0, 0, 0.25);
}

.accruloom-hero__input {
    background-color: var(--surface);
    color: var(--text);
    border: 1px solid var(--border);
    border-radius: 0px;
    padding: 12px 14px;
    font-size: 14px;
}

.accruloom-hero__input::placeholder {
    color: var(--text-muted);
    opacity: 1;
}

.accruloom-hero__input:focus {
    background-color: var(--surface);
    color: var(--text);
    border-color: var(--primary);
    box-shadow: none;
}

.accruloom-hero__consent-text {
    font-size: 12px;
    color: var(--on-dark-muted);
    line-height: 1.4;
}

.accruloom-hero__privacy-link {
    color: var(--accent);
    text-decoration: underline;
}

.accruloom-hero__privacy-link:hover {
    color: var(--on-dark);
}

.accruloom-hero__checkbox {
    border-radius: 0px;
    border: 1px solid var(--border);
    background-color: var(--surface);
    cursor: pointer;
}

.accruloom-hero__checkbox:checked {
    background-color: var(--primary);
    border-color: var(--primary);
}

.accruloom-hero__submit-btn {
    background: var(--primary);
    color: var(--on-primary);
    border: none;
    border-radius: 0px;
    padding: 14px 24px;
    font-weight: 600;
    letter-spacing: 1px;
    font-size: 13px;
    transition: background 0.25s ease-in-out, color 0.25s ease-in-out;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    justify-content: center;
}

.accruloom-hero__submit-btn:hover {
    background: var(--primary-hover);
    color: var(--on-primary);
}

.accruloom-hero__secondary-btn {
    background: transparent;
    color: var(--on-dark);
    border: 1px solid var(--border);
    border-radius: 0px;
    padding: 14px 24px;
    font-weight: 600;
    letter-spacing: 1px;
    font-size: 13px;
    transition: background 0.25s ease-in-out, border-color 0.25s ease-in-out;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    justify-content: center;
}

.accruloom-hero__secondary-btn:hover {
    background: rgba(255, 255, 255, 0.1);
    border-color: var(--on-dark);
    color: var(--on-dark);
}

.accruloom-hero__wedge-wrap {
    position: relative;
    min-height: 380px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.accruloom-hero__wedge {
    position: relative;
    width: 100%;
    background: linear-gradient(135deg, rgba(28, 124, 162, 0.4) 0%, rgba(17, 54, 68, 0.8) 100%);
    clip-path: polygon(15% 0, 100% 0, 100% 100%, 0% 100%);
    padding: 50px 30px 40px 60px;
    border-left: 2px solid var(--primary);
}

.accruloom-hero__badge {
    position: absolute;
    top: -16px;
    right: 20px;
    width: 72px;
    height: 72px;
    background: var(--accent);
    color: var(--on-accent);
    border-radius: 50%;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.25);
    z-index: 4;
}

.accruloom-hero__badge-val {
    font-size: 16px;
    line-height: 1;
}

.accruloom-hero__badge-lbl {
    font-size: 8px;
    letter-spacing: 0.5px;
    text-transform: uppercase;
}

.accruloom-hero__card-feature {
    background: var(--surface);
    border: 1px solid var(--border);
    border-bottom: 4px solid var(--primary);
    padding: 24px;
    box-shadow: 0 4px 16px rgba(17, 54, 68, 0.15);
    border-radius: 0px;
}

.accruloom-hero__feature-icon {
    font-size: 32px;
    color: var(--primary);
    margin-bottom: 12px;
}

.accruloom-hero__feature-title {
    font-family: 'Inclusive Sans', sans-serif;
    font-size: 16px;
    font-weight: 700;
    color: var(--text);
    letter-spacing: 0.5px;
    margin-bottom: 8px;
}

.accruloom-hero__feature-text {
    font-size: 13px;
    line-height: 1.4;
    color: var(--text-muted);
}

.accruloom-hero__feature-link {
    font-size: 12px;
    font-weight: 700;
    color: var(--primary-text);
    text-decoration: none;
    letter-spacing: 0.5px;
    transition: color 0.2s ease-in-out;
}

.accruloom-hero__feature-link:hover {
    color: var(--primary-hover);
}

@media (max-width: 991px) {
    .accruloom-hero__wedge {
        clip-path: none;
        padding: 24px;
        border-left: none;
        border-top: 2px solid var(--primary);
    }

    .accruloom-hero__badge {
        top: -12px;
        right: 10px;
        width: 60px;
        height: 60px;
    }

    .accruloom-hero__badge-val {
        font-size: 14px;
    }

    .accruloom-hero__badge-lbl {
        font-size: 7px;
    }
}

@media (max-width: 767px) {
    .accruloom-hero {
        padding: 48px 0;
    }

    .accruloom-hero__heading {
        font-size: 18px;
        line-height: 1.25;
        hyphens: auto;
    }

    .accruloom-hero__feature-title {
        font-size: 14px;
    }

    .accruloom-hero__watermark {
        display: none;
    }

    .accruloom-hero__form-card {
        padding: 16px;
    }

    .accruloom-hero__submit-btn,
    .accruloom-hero__secondary-btn {
        width: 100%;
    }
}

/* ===== commonaccountingmistakes ===== */
.acc-mistakes-section {
    position: relative;
    overflow: hidden;
    padding-top: 80px;
    padding-bottom: 80px;
}

.acc-mistakes-watermark {
    position: absolute;
    right: 24px;
    top: 50%;
    transform: translateY(-50%);
    font-size: 280px;
    color: rgba(28, 124, 162, 0.04);
    pointer-events: none;
    z-index: 0;
    line-height: 1;
}

.acc-mistakes-section .container {
    position: relative;
    z-index: 1;
}

.acc-mistakes-header {
    max-width: 760px;
    margin: 0 auto 48px;
}

.acc-mistakes-primary {
    color: var(--primary);
}

.acc-mistakes-lead {
    color: var(--text-muted);
    font-size: 15px;
    line-height: 1.6;
    margin-top: 16px;
    margin-bottom: 0;
}

.acc-mistakes-filters {
    gap: 10px;
}

.acc-mistakes-tab-btn {
    background: var(--surface);
    color: var(--text);
    border: 1px solid var(--border);
    border-radius: 0;
    padding: 10px 20px;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1px;
    text-transform: uppercase;
    cursor: pointer;
    transition: background-color 0.25s ease, color 0.25s ease, border-color 0.25s ease;
}

.acc-mistakes-tab-btn:hover {
    background: var(--surface-alt);
    color: var(--primary-text);
    border-color: var(--primary);
}

.acc-mistakes-tab-btn.active {
    background: var(--primary);
    color: var(--on-primary);
    border-color: var(--primary);
}

.acc-mistakes-card {
    background: var(--surface);
    border: 1px solid var(--border);
    border-bottom: 4px solid var(--primary);
    border-radius: 0;
    padding: 24px;
    box-shadow: 0 4px 16px rgba(17, 54, 68, 0.08);
    transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.acc-mistakes-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 8px 24px rgba(17, 54, 68, 0.12);
}

.acc-mistakes-card-featured {
    border: 2px dashed var(--primary);
    border-bottom: 4px solid var(--primary);
}

.acc-mistakes-card-num {
    font-size: 14px;
    font-weight: 700;
    color: var(--primary-text);
    letter-spacing: 1px;
}

.acc-mistakes-pill {
    background: var(--surface-alt);
    color: var(--primary-text);
    border: 1px solid var(--border);
    padding: 4px 8px;
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    border-radius: 0;
}

.acc-mistakes-item-title {
    font-size: 18px;
    font-weight: 700;
    text-transform: uppercase;
    color: var(--text);
    letter-spacing: 0.5px;
    line-height: 1.3;
    margin-bottom: 12px;
}

.acc-mistakes-item-desc {
    font-size: 14px;
    color: var(--text-muted);
    line-height: 1.5;
    margin-bottom: 24px;
}

.acc-mistakes-cost-box {
    background: var(--surface-alt);
    border-left: 3px solid var(--primary);
    padding: 12px 14px;
    border-radius: 0;
}

.acc-mistakes-cost-label {
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1px;
    color: var(--text-muted);
    text-transform: uppercase;
    margin-bottom: 4px;
}

.acc-mistakes-cost-val {
    font-size: 13px;
    font-weight: 700;
    color: var(--text);
    letter-spacing: 0.25px;
}

.acc-mistakes-guide-box {
    background: var(--surface);
    border: 1px solid var(--border);
    border-radius: 0;
    padding: 24px;
    box-shadow: 0 4px 16px rgba(17, 54, 68, 0.08);
}

.acc-mistakes-guide-media {
    display: block;
    overflow: hidden;
    border-radius: 0;
    aspect-ratio: 16 / 10;
    max-height: 240px;
}

.acc-mistakes-guide-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    border-radius: 0;
    transition: transform 0.3s ease;
}

.acc-mistakes-guide-media:hover .acc-mistakes-guide-img {
    transform: scale(1.03);
}

.acc-mistakes-guide-date,
.acc-mistakes-guide-author,
.acc-mistakes-guide-divider {
    font-size: 12px;
    font-weight: 600;
    color: var(--text-muted);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.acc-mistakes-guide-title {
    font-size: 22px;
    font-weight: 700;
    text-transform: uppercase;
    line-height: 1.25;
    margin-bottom: 12px;
}

.acc-mistakes-guide-link {
    color: var(--text);
    text-decoration: none;
    transition: color 0.25s ease;
}

.acc-mistakes-guide-link:hover {
    color: var(--primary);
    text-decoration: none;
}

.acc-mistakes-guide-desc {
    font-size: 14px;
    color: var(--text-muted);
    line-height: 1.6;
    margin-bottom: 0;
    max-width: 640px;
}

@media (max-width: 767px) {
    .acc-mistakes-section {
        padding-top: 48px;
        padding-bottom: 48px;
    }

    .acc-mistakes-header {
        margin-bottom: 32px;
    }

    .acc-mistakes-tab-btn {
        width: 100%;
        text-align: center;
    }

    .acc-mistakes-watermark {
        display: none;
    }

    .acc-mistakes-guide-box {
        padding: 16px;
    }

    .acc-mistakes-guide-media {
        max-height: 200px;
    }
}

/* ===== whatisincludedandexcluded ===== */
.included-excluded-block {
    position: relative;
    background: var(--dark-band);
    color: var(--on-dark);
    overflow: hidden
}

.included-excluded-block .included-excluded-block__watermark {
    position: absolute;
    right: 30px;
    top: 50%;
    transform: translateY(-50%);
    font-size: 320px;
    color: rgba(28, 124, 162, 0.06);
    pointer-events: none;
    z-index: 0;
    line-height: 1
}

.included-excluded-block .mpe-eyebrow {
    font-size: 12px;
    letter-spacing: 1.5px;
    color: var(--on-dark-muted)
}

.included-excluded-block .mpe-eyebrow .text-primary {
    color: var(--primary) !important
}

.included-excluded-block .mpe-title {
    font-size: 40px;
    line-height: 1.15;
    letter-spacing: 0.75px;
    color: var(--on-dark)
}

.included-excluded-block .mpe-title .text-primary {
    color: var(--primary) !important
}

.included-excluded-block .included-excluded-block__subtitle {
    max-width: 720px;
    font-size: 15px;
    line-height: 1.6;
    color: var(--on-dark-muted);
    overflow-wrap: anywhere
}

.included-excluded-block__card {
    background: var(--surface);
    color: var(--text);
    border: 1px solid var(--border);
    border-radius: 0;
    padding: 32px 28px;
    box-shadow: 0 4px 16px rgba(17, 54, 68, 0.18);
    position: relative;
    transition: transform .25s ease-in-out, box-shadow .25s ease-in-out
}

.included-excluded-block__card:hover {
    transform: translateY(-4px);
    box-shadow: 0 8px 24px rgba(17, 54, 68, 0.24)
}

.included-excluded-block__card--included {
    border-bottom: 4px solid var(--primary)
}

.included-excluded-block__card--excluded {
    border-bottom: 4px solid #846B0D
}

.included-excluded-block__badge-icon {
    width: 46px;
    height: 46px;
    border-radius: 0;
    font-size: 18px;
    flex-shrink: 0
}

.included-excluded-block__badge-icon--check {
    background: var(--primary);
    color: var(--on-primary)
}

.included-excluded-block__badge-icon--cross {
    background: #EAC12C;
    color: #111111
}

.included-excluded-block__status-label {
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1px;
    color: var(--text-muted)
}

.included-excluded-block__card-title {
    font-size: 20px;
    line-height: 1.2;
    font-weight: 700;
    letter-spacing: 0.5px;
    color: var(--text)
}

.included-excluded-block__lead {
    font-size: 14px;
    line-height: 1.5;
    color: var(--text-muted);
    border-bottom: 1px dashed var(--border);
    padding-bottom: 16px;
    overflow-wrap: anywhere
}

.included-excluded-block__item {
    font-size: 14px;
    line-height: 1.45;
    color: var(--text);
    overflow-wrap: anywhere
}

.included-excluded-block__item strong {
    font-size: 13px;
    letter-spacing: 0.4px;
    color: var(--text);
    margin-bottom: 2px
}

.included-excluded-block__item span {
    color: var(--text-muted)
}

.included-excluded-block__indicator {
    width: 22px;
    height: 22px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 11px;
    flex-shrink: 0;
    border-radius: 0
}

.included-excluded-block__indicator--check {
    background: rgba(28, 124, 162, 0.12);
    color: var(--primary-text)
}

.included-excluded-block__indicator--cross {
    background: rgba(234, 193, 44, 0.2);
    color: #846B0D
}

.included-excluded-block__notice {
    background: rgba(255, 255, 255, 0.04);
    border: 1px dashed var(--primary);
    border-radius: 0
}

.included-excluded-block__notice-text {
    color: var(--on-dark-muted);
    overflow-wrap: anywhere
}

.included-excluded-block .mpe-btn {
    background: var(--primary);
    color: var(--on-primary);
    border: none;
    border-radius: 0;
    padding: 12px 24px;
    font-size: 13px;
    font-weight: 600;
    letter-spacing: 1px;
    transition: background-color .25s ease-in-out, color .25s ease-in-out;
    display: inline-flex;
    align-items: center;
    justify-content: center
}

.included-excluded-block .mpe-btn:hover {
    background: var(--primary-hover);
    color: var(--on-primary)
}

.included-excluded-block .mpe-btn-alt {
    background: transparent;
    color: var(--on-dark);
    border: 1px solid var(--on-dark);
    border-radius: 0;
    padding: 12px 24px;
    font-size: 13px;
    font-weight: 600;
    letter-spacing: 1px;
    transition: all .25s ease-in-out;
    display: inline-flex;
    align-items: center;
    justify-content: center
}

.included-excluded-block .mpe-btn-alt:hover {
    background: var(--on-dark);
    color: var(--dark-band)
}

@media (max-width:767px) {
    .included-excluded-block .mpe-title {
        font-size: 16px;
        line-height: 1.2;
        hyphens: auto
    }

    .included-excluded-block .included-excluded-block__card-title {
        font-size: 14px;
        hyphens: auto
    }

    .included-excluded-block__card {
        padding: 20px 16px
    }

    .included-excluded-block .included-excluded-block__watermark {
        display: none
    }
}

/* ===== ourcoreservices ===== */
.acc-services-grid {
    background-color: var(--bg);
    position: relative;
    padding-top: 80px;
    padding-bottom: 80px;
}

.acc-services-grid .acc-watermark {
    position: absolute;
    right: 20px;
    top: 50%;
    transform: translateY(-50%);
    font-size: 280px;
    color: rgba(28, 124, 162, 0.04);
    pointer-events: none;
    z-index: 0;
    line-height: 1;
}

.acc-services-grid .acc-header-wrap {
    max-width: 680px;
}

.acc-services-grid .acc-color-primary {
    color: var(--primary);
}

.acc-services-grid .mpe-title {
    color: var(--text);
    font-family: var(--font_family_headings, sans-serif);
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.75px;
}

.acc-services-grid .acc-section-lead {
    color: var(--text-muted);
    font-size: 15px;
    line-height: 1.6;
}

.acc-services-grid .acc-service-card {
    background: var(--surface);
    border: 1px solid var(--border);
    border-bottom: 4px solid var(--primary);
    border-radius: 0;
    box-shadow: 0 4px 16px rgba(17, 54, 68, 0.08);
    transition: transform 0.25s ease-in-out, box-shadow 0.25s ease-in-out;
}

.acc-services-grid .acc-service-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 8px 24px rgba(17, 54, 68, 0.12);
}

.acc-services-grid .acc-service-media {
    width: 100%;
    aspect-ratio: 16 / 10;
    overflow: hidden;
    border-radius: 0;
}

.acc-services-grid .acc-service-media img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    border-radius: 0;
    transition: transform 0.35s ease;
}

.acc-services-grid .acc-service-card:hover .acc-service-media img {
    transform: scale(1.03);
}

.acc-services-grid .acc-service-body {
    padding: 20px 0 0 0;
}

.acc-services-grid .acc-price-badge {
    font-weight: 700;
    font-size: 18px;
    color: var(--primary);
    font-family: var(--font_family_headings, sans-serif);
}

.acc-services-grid .acc-service-title {
    font-size: 16px;
    font-weight: 700;
    line-height: 1.3;
    text-transform: uppercase;
    margin-bottom: 8px;
}

.acc-services-grid .acc-service-title a {
    color: var(--text);
    text-decoration: none;
    transition: color 0.2s ease;
    overflow-wrap: anywhere;
}

.acc-services-grid .acc-service-title a:hover {
    color: var(--primary);
}

.acc-services-grid .acc-service-desc {
    color: var(--text-muted);
    font-size: 13px;
    line-height: 1.5;
    overflow-wrap: anywhere;
}

.acc-services-grid .acc-action-link {
    border: 1px solid var(--primary);
    color: var(--primary-text);
    background-color: transparent;
    border-radius: 0;
    font-size: 12px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    padding: 10px 16px;
    text-decoration: none;
    transition: all 0.25s ease;
}

.acc-services-grid .acc-action-link:hover {
    background-color: var(--primary);
    color: var(--on-primary);
    border-color: var(--primary);
}

.acc-services-grid .acc-btn-all {
    background-color: var(--primary);
    color: var(--on-primary);
    border: 1px solid var(--primary);
    border-radius: 0;
    padding: 14px 32px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    text-decoration: none;
    display: inline-block;
    transition: background-color 0.25s ease, border-color 0.25s ease;
}

.acc-services-grid .acc-btn-all:hover {
    background-color: var(--primary-hover);
    border-color: var(--primary-hover);
    color: var(--on-primary);
}

@media (max-width: 767.98px) {
    .acc-services-grid {
        padding-top: 48px;
        padding-bottom: 48px;
    }

    .acc-services-grid .mpe-title {
        font-size: 16px;
    }

    .acc-services-grid .acc-service-title {
        font-size: 14px;
    }

    .acc-services-grid .acc-watermark {
        display: none;
    }
}

/* ===== pricingtariffs ===== */
.accruloom-tariffs {
    overflow: hidden;
}

.accruloom-tariffs__watermark {
    position: absolute;
    right: 20px;
    top: 35%;
    transform: translateY(-50%);
    font-size: 260px;
    color: rgba(28, 124, 162, 0.04);
    pointer-events: none;
    z-index: 0;
    line-height: 1;
}

.accruloom-tariffs__header {
    max-width: 680px;
}

.accruloom-tariffs__subtitle {
    font-size: 15px;
    color: var(--text-muted);
    line-height: 1.6;
    margin-bottom: 0;
}

.accruloom-tariffs__card {
    background: var(--surface);
    border: 1px solid var(--border);
    border-bottom: 4px solid var(--primary);
    border-radius: 0;
    padding: 24px;
    box-shadow: 0 4px 16px rgba(17, 54, 68, 0.08);
    transition: transform 0.25s ease-in-out, box-shadow 0.25s ease-in-out;
    position: relative;
}

.accruloom-tariffs__card:hover {
    transform: translateY(-4px);
    box-shadow: 0 8px 24px rgba(17, 54, 68, 0.12);
}

.accruloom-tariffs__card--recommended {
    border: 2px dashed var(--primary);
    border-bottom: 4px solid var(--primary);
    transform: translateY(-4px);
}

.accruloom-tariffs__recommended-tag {
    position: absolute;
    top: -14px;
    right: 20px;
    background: var(--accent);
    color: var(--on-accent);
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1px;
    padding: 4px 10px;
    border-radius: 0;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.1);
}

.accruloom-tariffs__plan-title {
    font-size: 20px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    color: var(--text);
}

.accruloom-tariffs__plan-desc {
    font-size: 13px;
    color: var(--text-muted);
    line-height: 1.5;
}

.accruloom-tariffs__price {
    font-size: 32px;
    font-weight: 700;
    color: var(--primary);
    line-height: 1;
}

.accruloom-tariffs__period {
    font-size: 14px;
    color: var(--text-muted);
    font-weight: 600;
}

.accruloom-tariffs__features {
    font-size: 14px;
    color: var(--text);
    line-height: 1.5;
}

.accruloom-tariffs__features i {
    font-size: 13px;
    color: var(--primary) !important;
    flex-shrink: 0;
}

.accruloom-tariffs__select-btn {
    border-radius: 0;
    font-size: 13px;
    letter-spacing: 1px;
    padding: 12px 20px;
    text-transform: uppercase;
    border: none;
}

.accruloom-tariffs__card--active {
    border-color: var(--primary);
    background: #fbfdfe;
}

.accruloom-tariffs__form-container {
    max-width: 720px;
}

.accruloom-tariffs__form-card {
    background: var(--surface);
    border: 1px solid var(--border);
    border-radius: 0;
    padding: 36px 32px;
    box-shadow: 0 4px 16px rgba(17, 54, 68, 0.08);
}

.accruloom-tariffs__form-title {
    font-size: 22px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    color: var(--text);
}

.accruloom-tariffs__form-subtitle {
    font-size: 14px;
    color: var(--text-muted);
    line-height: 1.5;
    margin-bottom: 0;
}

.accruloom-tariffs__label {
    display: block;
    font-size: 12px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.75px;
    color: var(--text);
}

.accruloom-tariffs__selected-pill {
    background: var(--surface-alt);
    border: 1px solid var(--border);
    border-radius: 0;
    color: var(--text);
}

.accruloom-tariffs__confirmed-flag {
    font-size: 11px;
    text-transform: uppercase;
    font-weight: 700;
    letter-spacing: 0.5px;
    color: var(--primary-text);
    background: rgba(28, 124, 162, 0.1);
    padding: 3px 8px;
}

.accruloom-tariffs__input {
    border: 1px solid var(--border);
    border-radius: 0;
    padding: 12px 16px;
    background: #ffffff;
    color: var(--text);
    font-size: 14px;
    outline: none;
    transition: border-color 0.2s ease;
}

.accruloom-tariffs__input:focus {
    border-color: var(--primary);
    box-shadow: 0 0 0 1px var(--primary);
}

.accruloom-tariffs__input::placeholder {
    color: #8e9ca8;
    opacity: 1;
    font-size: 13px;
}

.accruloom-tariffs__checkbox {
    border-radius: 0;
    width: 16px;
    height: 16px;
    border: 1px solid var(--border);
    cursor: pointer;
}

.accruloom-tariffs__checkbox:checked {
    background-color: var(--primary);
    border-color: var(--primary);
}

.accruloom-tariffs__consent-label {
    font-size: 13px;
    color: var(--text-muted);
    line-height: 1.5;
    cursor: pointer;
}

.accruloom-tariffs__link {
    color: var(--primary-text);
    text-decoration: underline;
    font-weight: 600;
}

.accruloom-tariffs__link:hover {
    color: var(--primary-hover);
    text-decoration: underline;
}

@media (max-width: 767px) {
    .accruloom-tariffs__watermark {
        display: none;
    }

    .accruloom-tariffs__form-card {
        padding: 24px 16px;
    }

    .accruloom-tariffs__price {
        font-size: 28px;
    }
}

/* ===== taxfinancialguide ===== */
.al-tax-guide-section {
    padding: 80px 0;
}

.al-tax-guide-section .al-tax-guide-watermark {
    position: absolute;
    right: 20px;
    top: 50%;
    transform: translateY(-50%);
    font-size: 260px;
    line-height: 1;
    color: rgba(28, 124, 162, 0.04);
    pointer-events: none;
    z-index: 0;
}

.al-tax-guide-section .al-section-header {
    max-width: 720px;
    margin-bottom: 48px;
}

.al-tax-guide-section .al-highlight-primary {
    color: var(--primary);
}

.al-tax-guide-section .al-section-title {
    color: var(--text);
    font-size: 38px;
    line-height: 1.15;
    font-weight: 700;
    letter-spacing: 0.75px;
    text-transform: uppercase;
    overflow-wrap: anywhere;
}

.al-tax-guide-section .al-section-subtitle {
    color: var(--text-muted);
    font-size: 15px;
    line-height: 1.6;
}

.al-tax-guide-section .al-guide-card {
    background: var(--surface);
    border: 1px solid var(--border);
    border-radius: 0;
    box-shadow: 0 4px 16px rgba(17, 54, 68, 0.08);
    transition: transform 0.25s ease-in-out, box-shadow 0.25s ease-in-out;
}

.al-tax-guide-section .al-guide-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 8px 24px rgba(17, 54, 68, 0.12);
}

.al-tax-guide-section .al-card-media-link {
    display: block;
    width: 100%;
    aspect-ratio: 16 / 10;
    background-color: var(--surface-alt);
}

.al-tax-guide-section .al-card-media {
    width: 100%;
    height: 100%;
}

.al-tax-guide-section .al-card-media img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    border-radius: 0;
    transition: transform 0.3s ease;
}

.al-tax-guide-section .al-guide-card:hover .al-card-media img {
    transform: scale(1.03);
}

.al-tax-guide-section .al-card-content {
    padding: 24px;
}

.al-tax-guide-section .al-card-meta {
    font-size: 12px;
    color: var(--text-muted);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.al-tax-guide-section .al-meta-item i {
    color: var(--primary-text);
}

.al-tax-guide-section .al-card-heading {
    font-size: 19px;
    line-height: 1.3;
    font-weight: 600;
    letter-spacing: 0.5px;
    text-transform: uppercase;
    overflow-wrap: anywhere;
}

.al-tax-guide-section .al-title-link {
    color: var(--text);
    text-decoration: none;
    transition: color 0.2s ease;
}

.al-tax-guide-section .al-title-link:hover {
    color: var(--primary);
}

.al-tax-guide-section .al-card-desc {
    color: var(--text-muted);
    font-size: 14px;
    line-height: 1.55;
}

.al-tax-guide-section .al-read-btn {
    border-radius: 0;
    padding: 9px 18px;
    font-size: 13px;
    font-weight: 600;
    letter-spacing: 1px;
    text-transform: uppercase;
    border: 1px solid var(--primary);
    color: var(--primary-text);
    background: transparent;
    text-decoration: none;
    transition: background-color 0.25s ease, color 0.25s ease, border-color 0.25s ease;
}

.al-tax-guide-section .al-read-btn:hover,
.al-tax-guide-section .al-read-btn:focus {
    background-color: var(--primary);
    color: var(--on-primary);
    border-color: var(--primary);
}

.al-tax-guide-section .al-explore-all-btn {
    border-radius: 0;
    padding: 14px 32px;
    font-size: 14px;
    font-weight: 600;
    letter-spacing: 1px;
    text-transform: uppercase;
    background-color: var(--primary);
    color: var(--on-primary);
    border: 1px solid var(--primary);
    text-decoration: none;
    transition: background-color 0.25s ease, border-color 0.25s ease;
}

.al-tax-guide-section .al-explore-all-btn:hover,
.al-tax-guide-section .al-explore-all-btn:focus {
    background-color: var(--primary-hover);
    border-color: var(--primary-hover);
    color: var(--on-primary);
}

@media (max-width: 767px) {
    .al-tax-guide-section {
        padding: 48px 0;
    }

    .al-tax-guide-section .al-section-title {
        font-size: 16px;
        hyphens: auto;
    }

    .al-tax-guide-section .al-card-heading {
        font-size: 14px;
        hyphens: auto;
    }

    .al-tax-guide-section .al-section-header {
        margin-bottom: 32px;
    }

    .al-tax-guide-section .al-card-content {
        padding: 18px;
    }

    .al-tax-guide-section .al-tax-guide-watermark {
        display: none;
    }
}

/* ===== footer ===== */
.accruloom-footer {
    background: linear-gradient(150deg, #113644 0%, #124154 100%);
    color: #FFFFFF;
    padding: 70px 0 30px;
    position: relative;
    overflow: hidden
}

.accruloom-footer__logo {
    max-width: 44px;
    max-height: 44px;
    object-fit: contain
}

.accruloom-footer__brand-text {
    font-family: 'Inclusive Sans', sans-serif;
    font-weight: 700;
    font-size: 22px;
    letter-spacing: 1px;
    color: #FFFFFF;
    text-transform: uppercase
}

.accruloom-footer__brand-accent {
    color: #1C7CA2
}

.accruloom-footer__text {
    font-size: 14px;
    line-height: 1.6;
    color: #B6BDC3;
    margin-bottom: 0;
    overflow-wrap: anywhere
}

.accruloom-footer__heading {
    font-family: 'Inclusive Sans', sans-serif;
    font-size: 16px;
    font-weight: 700;
    letter-spacing: 1px;
    text-transform: uppercase;
    color: #1C7CA2;
    margin-bottom: 20px
}

.accruloom-footer__nav-list {
    list-style: none;
    padding-left: 0;
    margin-bottom: 0
}

.accruloom-footer__nav-item {
    margin-bottom: 12px
}

.accruloom-footer__nav-item:last-child {
    margin-bottom: 0
}

.accruloom-footer__nav-link {
    font-size: 14px;
    color: #B6BDC3;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    transition: color 0.25s ease-in-out;
    overflow-wrap: anywhere
}

.accruloom-footer__nav-link:hover,
.accruloom-footer__nav-link:focus {
    color: #FFFFFF;
    text-decoration: none
}

.accruloom-footer__nav-icon {
    font-size: 11px;
    color: #1C7CA2;
    margin-right: 10px;
    transition: transform 0.25s ease-in-out
}

.accruloom-footer__nav-link:hover .accruloom-footer__nav-icon {
    transform: translateX(3px);
    color: #FFFFFF
}

.accruloom-footer__contact {
    display: flex;
    flex-direction: column;
    gap: 14px
}

.accruloom-footer__contact-row {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    font-size: 14px;
    color: #B6BDC3
}

.accruloom-footer__contact-icon {
    color: #1C7CA2;
    font-size: 16px;
    margin-top: 2px;
    flex-shrink: 0
}

.accruloom-footer__contact-val {
    line-height: 1.4;
    overflow-wrap: anywhere
}

.accruloom-footer__contact-link {
    color: #B6BDC3;
    text-decoration: none;
    line-height: 1.4;
    transition: color 0.25s ease-in-out;
    overflow-wrap: anywhere
}

.accruloom-footer__contact-link:hover,
.accruloom-footer__contact-link:focus {
    color: #FFFFFF;
    text-decoration: underline
}

.accruloom-footer__bottom {
    margin-top: 50px;
    padding-top: 24px;
    border-top: 1px solid rgba(216, 222, 228, 0.15)
}

.accruloom-footer__legal-links {
    display: inline-flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 10px
}

.accruloom-footer__legal-link {
    font-size: 13px;
    color: #B6BDC3;
    text-decoration: none;
    transition: color 0.25s ease-in-out
}

.accruloom-footer__legal-link:hover,
.accruloom-footer__legal-link:focus {
    color: #FFFFFF;
    text-decoration: underline
}

.accruloom-footer__divider {
    color: rgba(216, 222, 228, 0.4);
    font-size: 11px
}

.accruloom-footer__copyright {
    font-size: 13px;
    color: #B6BDC3
}

.accruloom-footer a {
    outline: none
}

.accruloom-footer a:focus-visible {
    outline: 2px dashed #1C7CA2;
    outline-offset: 2px
}

@media (max-width:767px) {
    .accruloom-footer {
        padding: 48px 0 24px
    }

    .accruloom-footer__bottom {
        margin-top: 36px;
        padding-top: 20px
    }

    .accruloom-footer__legal-links {
        justify-content: center;
        margin-bottom: 12px
    }
}

/* ===== PAGE: about ===== */
.about-page-wrapper { background: var(--bg); position: relative; overflow: hidden; padding-top: 5rem; padding-bottom: 5rem; }
.about-page-wrapper .text-primary-custom { color: var(--primary); }
.about-page-wrapper .mpe-eyebrow { font-size: 12px; font-weight: 700; letter-spacing: 1.5px; color: var(--text-muted); }
.about-page-wrapper .about-block-title { font-size: 32px; font-weight: 700; line-height: 1.2; letter-spacing: 0.75px; color: var(--text); }
.about-page-wrapper .about-sub-heading { font-size: 26px; font-weight: 700; line-height: 1.2; letter-spacing: 0.75px; color: var(--text); }
.about-page-wrapper .about-box-h3 { font-size: 18px; font-weight: 700; letter-spacing: 0.5px; color: var(--text); }
.about-page-wrapper .about-lead-text { font-size: 15px; line-height: 1.6; color: var(--text-muted); }
.about-page-wrapper .about-box-desc { font-size: 14px; line-height: 1.5; color: var(--text-muted); }
.about-page-wrapper .about-media-box { position: relative; width: 100%; aspect-ratio: 4/3; background: var(--surface); border: 1px solid var(--border); box-shadow: 0 4px 16px rgba(17, 54, 68, 0.08); }
.about-page-wrapper .about-lead-img { width: 100%; height: 100%; object-fit: cover; border-radius: 0; display: block; }
.about-page-wrapper .about-quote-plate { background: var(--primary); color: var(--on-primary); padding: 14px 20px; border-radius: 0; font-size: 14px; font-weight: 600; letter-spacing: 0.5px; text-transform: uppercase; }
.about-page-wrapper .about-stat-number { font-size: 46px; font-weight: 700; line-height: 1; color: var(--primary); font-family: 'Inclusive Sans', sans-serif; }
.about-page-wrapper .about-stat-label { font-size: 12px; font-weight: 700; line-height: 1.4; letter-spacing: 0.5px; color: var(--text); text-transform: uppercase; }
.about-page-wrapper .mpe-btn { display: inline-block; background: var(--primary); color: var(--on-primary); font-size: 14px; font-weight: 600; letter-spacing: 1px; padding: 14px 28px; border: none; border-radius: 0; text-transform: uppercase; transition: background-color 0.25s ease-in-out, color 0.25s ease-in-out; }
.about-page-wrapper .mpe-btn:hover { background: var(--primary-hover); color: var(--on-primary); }
.about-page-wrapper .about-watermark-row { position: relative; padding: 36px 0; }
.about-page-wrapper .about-bg-watermark { position: absolute; right: 20px; top: 50%; transform: translateY(-50%); font-size: 260px; color: rgba(28, 124, 162, 0.04); pointer-events: none; z-index: 0; }
.about-page-wrapper .about-feature-box { position: relative; z-index: 1; background: var(--surface); border: 1px solid var(--border); border-bottom: 4px solid var(--primary); padding: 24px; box-shadow: 0 4px 16px rgba(17, 54, 68, 0.06); display: flex; flex-direction: column; }
.about-page-wrapper .about-feature-highlight { border: 2px dashed var(--primary); }
.about-page-wrapper .about-feature-icon-wrapper { font-size: 28px; color: var(--primary); margin-bottom: 16px; }
.about-page-wrapper .about-feature-body { flex-grow: 1; }
@media (max-width: 767px) {
  .about-page-wrapper .about-block-title { font-size: 16px; hyphens: auto; }
  .about-page-wrapper .about-sub-heading { font-size: 16px; hyphens: auto; }
  .about-page-wrapper .about-box-h3 { font-size: 14px; hyphens: auto; }
  .about-page-wrapper .about-bg-watermark { display: none; }
  .about-page-wrapper .about-feature-box { border-bottom-width: 4px; }
}

/* ===== PAGE: contact ===== */
.contact-section {
  position: relative;
  background-color: var(--bg);
  color: var(--text);
  overflow: hidden;
}
.contact-section__watermark {
  position: absolute;
  right: -20px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 320px;
  line-height: 1;
  color: rgba(28, 124, 162, 0.04);
  pointer-events: none;
  z-index: 0;
}
.contact-section__header {
  max-width: 720px;
}
.contact-section__lead {
  font-size: 15px;
  line-height: 1.6;
  overflow-wrap: anywhere;
}
.contact-section__highlight {
  color: var(--primary);
}
.contact-section__info-card,
.contact-section__form-card {
  background-color: var(--surface);
  border: 1px solid var(--border);
  border-radius: 0;
  border-bottom: 4px solid var(--primary);
  box-shadow: 0 4px 16px rgba(17, 54, 68, 0.08);
  position: relative;
  z-index: 1;
}
.contact-section__info-eyebrow {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1.5px;
  color: var(--primary);
  text-transform: uppercase;
}
.contact-section__info-title {
  font-size: 22px;
  font-weight: 700;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  color: var(--text);
  line-height: 1.2;
  overflow-wrap: anywhere;
}
.contact-section__icon-box {
  width: 42px;
  height: 42px;
  background-color: var(--surface-alt);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  border-radius: 0;
  border: 1px solid var(--border);
}
.contact-section__label {
  font-size: 11px;
  letter-spacing: 0.8px;
  color: var(--text-muted);
}
.contact-section__val,
.contact-section__link {
  font-size: 14px;
  color: var(--text);
  text-decoration: none;
  overflow-wrap: anywhere;
  transition: color 0.25s ease-in-out;
}
.contact-section__link:hover,
.contact-section__link:focus {
  color: var(--primary);
  text-decoration: underline;
}
.contact-section__field-label {
  font-size: 12px;
  letter-spacing: 0.5px;
  color: var(--text);
  display: block;
}
.contact-section__input {
  background-color: var(--surface);
  color: var(--text);
  border: 1px solid var(--border);
  border-radius: 0;
  padding: 12px 14px;
  font-size: 14px;
  box-shadow: none;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}
.contact-section__input:focus {
  background-color: var(--surface);
  color: var(--text);
  border-color: var(--primary);
  box-shadow: 0 0 0 2px rgba(28, 124, 162, 0.15);
}
.contact-section__input::placeholder {
  color: var(--text-muted);
  opacity: 0.85;
}
.contact-section__textarea {
  resize: vertical;
  min-height: 120px;
}
.contact-section__field-hint {
  font-size: 11px;
}
.contact-section__checkbox {
  border-radius: 0;
  border-color: var(--border);
  margin-top: 0.2rem;
  cursor: pointer;
}
.contact-section__checkbox:checked {
  background-color: var(--primary);
  border-color: var(--primary);
}
.contact-section__checkbox:focus {
  box-shadow: 0 0 0 2px rgba(28, 124, 162, 0.2);
  border-color: var(--primary);
}
.contact-section__consent-label {
  line-height: 1.4;
  cursor: pointer;
  overflow-wrap: anywhere;
}
.contact-section__submit-btn {
  background-color: var(--primary);
  color: var(--on-primary);
  border: none;
  border-radius: 0;
  padding: 14px 28px;
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: background-color 0.25s ease-in-out, color 0.25s ease-in-out;
}
.contact-section__submit-btn:hover,
.contact-section__submit-btn:focus {
  background-color: var(--primary-hover);
  color: #FFFFFF;
}
@media (max-width: 767px) {
  .contact-section__watermark {
    display: none;
  }
  .contact-section__info-title {
    font-size: 18px;
  }
  .contact-section__info-card,
  .contact-section__form-card {
    padding: 20px 16px !important;
  }
  .contact-section__input {
    font-size: 15px;
  }
}

/* ===== PAGE: services ===== */
.services-block {
  position: relative;
  background-color: var(--bg);
  overflow: hidden;
}

.services-block__watermark {
  position: absolute;
  right: -20px;
  top: 15%;
  font-size: 280px;
  color: rgba(28, 124, 162, 0.04);
  line-height: 1;
  pointer-events: none;
  user-select: none;
  z-index: 0;
}

.services-block__accent {
  color: var(--primary-text);
}

.services-block__lead {
  font-size: 15px;
  line-height: 1.6;
}

.services-block__card {
  background-color: var(--surface);
  border: 1px solid var(--border);
  border-bottom: 4px solid var(--primary);
  box-shadow: 0 4px 16px rgba(17, 54, 68, 0.08);
  transition: transform 0.25s ease-in-out, box-shadow 0.25s ease-in-out;
}

.services-block__card:hover {
  transform: translateY(-4px);
  box-shadow: 0 8px 24px rgba(17, 54, 68, 0.12);
}

.services-block__media-link {
  display: block;
  width: 150px;
  min-width: 150px;
}

.services-block__media {
  aspect-ratio: 3 / 2;
  width: 100%;
  height: 100px;
  overflow: hidden;
  border: 1px solid var(--border);
  background-color: var(--surface-alt);
}

.services-block__price {
  font-size: 18px;
  font-weight: 700;
  color: var(--primary);
  white-space: nowrap;
}

.services-block__card-title {
  font-size: 18px;
  line-height: 1.3;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.services-block__title-link {
  color: var(--text);
  text-decoration: none;
  transition: color 0.2s ease;
}

.services-block__title-link:hover,
.services-block__title-link:focus {
  color: var(--primary-text);
}

.services-block__card-text {
  font-size: 14px;
  color: var(--text-muted);
  line-height: 1.5;
}

.services-block__detail-link {
  display: inline-flex;
  align-items: center;
  font-size: 13px;
  font-weight: 700;
  color: var(--primary-text);
  text-decoration: underline;
  text-underline-offset: 4px;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  transition: color 0.2s ease;
}

.services-block__detail-link:hover,
.services-block__detail-link:focus {
  color: var(--primary-hover);
}

.services-block__inquiry {
  background-color: var(--surface-alt);
  border: 1px solid var(--border);
}

.services-block__form-title {
  font-size: 28px;
  line-height: 1.2;
  font-weight: 700;
  text-transform: uppercase;
  color: var(--text);
}

.services-block__form-desc {
  font-size: 14px;
  line-height: 1.6;
}

.services-block__feature-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  background-color: var(--primary);
  color: var(--on-primary);
  font-size: 12px;
  flex-shrink: 0;
}

.services-block__perk-text {
  font-size: 14px;
  font-weight: 500;
  color: var(--text);
}

.services-block__form-card {
  background-color: var(--surface);
  border: 1px solid var(--border);
  box-shadow: 0 4px 16px rgba(17, 54, 68, 0.08);
}

.services-block__label {
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: var(--text);
  margin-bottom: 6px;
}

.services-block__input,
.services-block__select,
.services-block__textarea {
  border: 1px solid var(--border);
  background-color: var(--surface);
  color: var(--text);
  border-radius: 0;
  font-size: 14px;
  padding: 10px 14px;
}

.services-block__input::placeholder,
.services-block__textarea::placeholder {
  color: var(--text-muted);
  opacity: 0.85;
}

.services-block__input:focus,
.services-block__select:focus,
.services-block__textarea:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 0.2rem rgba(28, 124, 162, 0.2);
  color: var(--text);
  background-color: var(--surface);
}

.services-block__checkbox {
  border-radius: 0;
  border-color: var(--border);
  width: 18px;
  height: 18px;
  margin-top: 2px;
}

.services-block__checkbox:checked {
  background-color: var(--primary);
  border-color: var(--primary);
}

.services-block__check-label {
  font-size: 13px;
  color: var(--text-muted);
  line-height: 1.4;
  margin-left: 6px;
}

.services-block__privacy-link {
  color: var(--primary-text);
  text-decoration: underline;
}

.services-block__privacy-link:hover {
  color: var(--primary-hover);
}

.services-block__consent-error {
  font-size: 12px;
  color: #c92a2a;
  margin-top: 4px;
}

@media (max-width: 767px) {
  .services-block__media-link {
    width: 100%;
    min-width: 100%;
  }
  .services-block__media {
    height: 160px;
  }
  .services-block__form-title {
    font-size: 22px;
  }
  .services-block__card-title {
    font-size: 16px;
  }
}

/* ===== PAGE: tax-guide ===== */
.tg-articles-section {
  padding: 80px 0;
  overflow: hidden;
}

.tg-watermark {
  position: absolute;
  right: 20px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 260px;
  color: rgba(28, 124, 162, 0.04);
  pointer-events: none;
  z-index: 0;
  line-height: 1;
}

.tg-primary-text {
  color: var(--primary-text, #1A7599);
}

.tg-list-header .mpe-title {
  font-size: 32px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.75px;
  color: var(--text, #1C242B);
}

.tg-intro-text {
  font-size: 14px;
  line-height: 1.5;
  color: var(--text-muted, #5E6C78);
}

.tg-media-card {
  border: 1px solid var(--border, #D8DEE4);
  border-bottom: 4px solid var(--primary, #1C7CA2);
  background: var(--surface, #FFFFFF);
  box-shadow: 0 4px 16px rgba(17, 54, 68, 0.06);
  padding: 14px;
  transition: transform 0.25s ease-in-out, box-shadow 0.25s ease-in-out;
}

.tg-media-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 8px 24px rgba(17, 54, 68, 0.12);
}

.tg-card-overlay-link {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  z-index: 2;
}

.tg-card-inner {
  gap: 16px;
  align-items: flex-start;
}

.tg-thumb-link {
  display: block;
  width: 150px;
  position: relative;
  z-index: 3;
}

.tg-thumb-box {
  width: 100%;
  aspect-ratio: 3 / 2;
  overflow: hidden;
  background: var(--surface-alt, #ECF3F6);
}

.tg-card-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform 0.3s ease;
}

.tg-media-card:hover .tg-card-img {
  transform: scale(1.05);
}

.tg-card-content {
  min-width: 0;
  position: relative;
  z-index: 3;
}

.tg-meta-row {
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: var(--text-muted, #5E6C78);
}

.tg-meta-item i {
  color: var(--primary-text, #1A7599);
}

.tg-meta-divider {
  color: var(--border, #D8DEE4);
}

.tg-card-title {
  font-size: 16px;
  line-height: 1.3;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.tg-title-link {
  color: var(--text, #1C242B);
  text-decoration: none;
  transition: color 0.2s ease;
}

.tg-title-link:hover {
  color: var(--primary-text, #1A7599);
}

.tg-card-desc {
  font-size: 13px;
  line-height: 1.45;
  color: var(--text-muted, #5E6C78);
  overflow-wrap: anywhere;
}

.tg-newsletter-section {
  padding: 60px 0;
  border-top: 1px solid var(--border, #D8DEE4);
}

.tg-newsletter-section .mpe-title {
  font-size: 28px;
  font-weight: 700;
  letter-spacing: 0.75px;
  color: var(--text, #1C242B);
}

.tg-newsletter-sub {
  font-size: 14px;
  line-height: 1.5;
  color: var(--text-muted, #5E6C78);
  max-width: 620px;
  margin-left: auto;
  margin-right: auto;
}

.tg-newsletter-form {
  max-width: 580px;
}

.tg-input {
  border: 1px solid var(--border, #D8DEE4);
  border-radius: 0;
  padding: 12px 16px;
  background: #FFFFFF;
  color: var(--text, #1C242B);
  font-size: 14px;
}

.tg-input:focus {
  border-color: var(--primary, #1C7CA2);
  box-shadow: none;
  background: #FFFFFF;
  color: var(--text, #1C242B);
}

.tg-input::placeholder {
  color: var(--text-muted, #5E6C78);
  opacity: 0.9;
}

.tg-submit-btn {
  background: var(--primary, #1C7CA2);
  color: var(--on-primary, #FFFFFF);
  border: none;
  border-radius: 0;
  padding: 12px 24px;
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  transition: background-color 0.25s ease-in-out;
}

.tg-submit-btn:hover,
.tg-submit-btn:focus {
  background: var(--primary-hover, #176584);
  color: var(--on-primary, #FFFFFF);
}

.tg-consent-check {
  padding-left: 1.6em;
}

.tg-checkbox {
  border-radius: 0;
  border: 1px solid var(--border, #D8DEE4);
  cursor: pointer;
}

.tg-checkbox:checked {
  background-color: var(--primary, #1C7CA2);
  border-color: var(--primary, #1C7CA2);
}

.tg-checkbox:focus {
  box-shadow: none;
  border-color: var(--primary, #1C7CA2);
}

.tg-consent-label {
  font-size: 12px;
  line-height: 1.4;
  color: var(--text-muted, #5E6C78);
  cursor: pointer;
}

.tg-privacy-link {
  color: var(--primary-text, #1A7599);
  text-decoration: underline;
  font-weight: 600;
}

.tg-privacy-link:hover {
  color: var(--primary-hover, #176584);
}

@media (max-width: 767px) {
  .tg-articles-section {
    padding: 48px 0;
  }
  .tg-list-header .mpe-title {
    font-size: 24px;
  }
  .tg-watermark {
    display: none;
  }
  .tg-thumb-link {
    width: 100%;
  }
  .tg-thumb-box {
    aspect-ratio: 16 / 9;
  }
  .tg-newsletter-section {
    padding: 40px 0;
  }
  .tg-newsletter-section .mpe-title {
    font-size: 20px;
  }
  .tg-submit-btn {
    padding: 12px 16px;
  }
}

/* ===== PAGE: privacy ===== */
.privacy-policy-block { position: relative; padding: 80px 0; }
.privacy-policy-block .privacy-nav-card { position: sticky; top: 96px; padding: 24px; background: var(--surface); border: 1px solid var(--border); box-shadow: 0 4px 16px rgba(17, 54, 68, 0.08); }
.privacy-policy-block .privacy-nav-title { font-size: 18px; font-weight: 700; text-transform: uppercase; margin-bottom: 20px; color: var(--text); letter-spacing: 0.5px; }
.privacy-policy-block .privacy-search-wrap .input-group-text { border-color: var(--border); border-radius: 0; color: var(--text-muted); }
.privacy-policy-block .privacy-search-wrap .form-control { border-color: var(--border); border-radius: 0; font-size: 14px; color: var(--text); background: var(--surface); }
.privacy-policy-block .privacy-search-wrap .form-control:focus { border-color: var(--primary); box-shadow: none; }
.privacy-policy-block .privacy-nav-list { display: flex; flex-direction: column; gap: 8px; }
.privacy-policy-block .privacy-nav-item { display: block; padding: 10px 14px; color: var(--text); text-decoration: none; font-size: 13px; font-weight: 600; text-transform: uppercase; border-left: 3px solid transparent; background: var(--surface_alt); transition: all 0.25s ease-in-out; }
.privacy-policy-block .privacy-nav-item:hover, .privacy-policy-block .privacy-nav-item.active { border-left-color: var(--primary); background: #E2ECF0; color: var(--primary-text); }
.privacy-policy-block .privacy-highlight-box { padding: 16px; background: var(--surface_alt); border: 1px dashed var(--primary); }
.privacy-policy-block .privacy-article { padding: 32px; background: var(--surface); border: 1px solid var(--border); border-bottom: 4px solid var(--primary); box-shadow: 0 4px 16px rgba(17, 54, 68, 0.08); position: relative; }
.privacy-policy-block .privacy-section-title { font-size: 22px; font-weight: 700; text-transform: uppercase; margin-bottom: 16px; color: var(--text); letter-spacing: 0.5px; }
.privacy-policy-block .privacy-list { padding-left: 20px; margin-bottom: 20px; color: var(--text); }
.privacy-policy-block .privacy-list li { margin-bottom: 10px; line-height: 1.6; }
.privacy-policy-block .privacy-grid-mini { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.privacy-policy-block .privacy-mini-item { background: var(--surface_alt); padding: 16px; border: 1px solid var(--border); }
.privacy-policy-block .privacy-mini-title { font-size: 14px; font-weight: 700; text-transform: uppercase; margin-bottom: 6px; color: var(--text); }
.privacy-policy-block .privacy-callout { background: var(--surface_alt); border-left: 4px solid var(--primary); color: var(--text); }
.privacy-policy-block .privacy-contact-details { background: var(--surface_alt); border: 1px solid var(--border); }
.privacy-policy-block .privacy-link { color: var(--primary-text); text-decoration: none; font-weight: 600; }
.privacy-policy-block .privacy-link:hover { text-decoration: underline; color: var(--primary-hover); }
.privacy-policy-block .privacy-no-results { background: var(--surface); border: 1px solid var(--border); padding: 40px 20px; }
@media (max-width: 767px) {
  .privacy-policy-block { padding: 48px 0; }
  .privacy-policy-block .privacy-nav-card { position: static; margin-bottom: 24px; }
  .privacy-policy-block .privacy-article { padding: 20px 16px; }
  .privacy-policy-block .privacy-grid-mini { grid-template-columns: 1fr; }
  .privacy-policy-block .privacy-section-title { font-size: 18px; hyphens: auto; }
}

/* ===== PAGE: terms ===== */
.terms-block { background-color: var(--bg); padding: 80px 0; position: relative; } .terms-block .terms-header { max-width: 820px; } .terms-block .terms-primary-text { color: var(--primary); } .terms-block .terms-lead { font-size: 16px; line-height: 1.6; color: var(--text-muted); max-width: 720px; } .terms-block .terms-meta-item { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 1px; color: var(--primary-text); } .terms-block .terms-sidebar { position: sticky; top: 96px; } .terms-block .terms-search-card, .terms-block .terms-nav-card { background: var(--surface); border: 1px solid var(--border); border-radius: 0; box-shadow: 0 4px 16px rgba(17, 54, 68, 0.08); padding: 24px; } .terms-block .terms-label { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 1px; color: var(--text); display: block; } .terms-block .terms-input { width: 100%; border: 1px solid var(--border); border-radius: 0; padding: 12px 14px; background: var(--surface); color: var(--text); font-size: 14px; outline: none; transition: border-color 0.25s ease-in-out; } .terms-block .terms-input:focus { border-color: var(--primary); } .terms-block .terms-search-counter { font-size: 12px; letter-spacing: 0.5px; } .terms-block .terms-card-subtitle { font-size: 13px; font-weight: 700; text-transform: uppercase; letter-spacing: 1px; color: var(--primary-text); display: block; border-bottom: 2px solid var(--border); padding-bottom: 8px; } .terms-block .terms-nav-list { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 8px; } .terms-block .terms-nav-item { border-left: 3px solid transparent; transition: all 0.2s ease-in-out; } .terms-block .terms-nav-item.active { border-left-color: var(--primary); background: var(--surface-alt); } .terms-block .terms-nav-link { display: flex; align-items: center; gap: 10px; padding: 10px 12px; font-size: 13px; font-weight: 600; text-transform: uppercase; letter-spacing: 0.5px; color: var(--text); text-decoration: none; transition: color 0.2s ease; } .terms-block .terms-nav-link:hover { color: var(--primary); } .terms-block .terms-nav-num { font-size: 11px; font-weight: 700; color: var(--primary); } .terms-block .terms-sidebar-alert { background: var(--surface-alt); border-left: 4px solid var(--primary); } .terms-block .terms-alert-title { font-size: 12px; font-weight: 700; text-transform: uppercase; color: var(--text); display: block; margin-bottom: 4px; } .terms-block .terms-alert-desc { font-size: 13px; color: var(--text-muted); line-height: 1.4; } .terms-block .terms-section-card { background: var(--surface); border: 1px solid var(--border); border-bottom: 4px solid var(--primary); border-radius: 0; padding: 32px; box-shadow: 0 4px 16px rgba(17, 54, 68, 0.08); scroll-margin-top: 100px; } .terms-block .terms-section-title { font-size: 20px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.5px; color: var(--text); } .terms-block .terms-section-num { color: var(--primary); margin-right: 6px; } .terms-block .terms-callout { background: var(--surface-alt); border-left: 3px solid var(--primary); font-size: 13px; line-height: 1.5; color: var(--text); } .terms-block .terms-callout-warning { border-left-color: var(--accent); background: #FAF7EA; } .terms-block .terms-subcard { background: var(--surface-alt); border: 1px solid var(--border); } .terms-block .terms-subcard-title { font-size: 14px; font-weight: 700; text-transform: uppercase; color: var(--text); } .terms-block .terms-icon-check { color: var(--primary); } .terms-block .terms-icon-teal { color: var(--primary); } .terms-block .terms-inline-link { color: var(--primary-text); font-weight: 600; text-decoration: underline; } .terms-block .terms-inline-link:hover { color: var(--primary-hover); } .terms-block .terms-contact-plate { background: var(--surface-alt); border: 2px dashed var(--primary); } .terms-block .terms-contact-heading { font-size: 16px; font-weight: 700; text-transform: uppercase; color: var(--text); } .terms-block .terms-empty-search { background: var(--surface); border: 1px solid var(--border); box-shadow: 0 4px 16px rgba(17, 54, 68, 0.08); } .terms-block .terms-empty-title { font-size: 18px; font-weight: 700; text-transform: uppercase; color: var(--text); } @media (max-width: 991px) { .terms-block .terms-sidebar { position: static; margin-bottom: 24px; } } @media (max-width: 767px) { .terms-block { padding: 48px 0; } .terms-block .terms-section-card { padding: 20px; } .terms-block .terms-section-title { font-size: 16px; hyphens: auto; } .terms-block .terms-header h2 { font-size: 24px; hyphens: auto; } }

/* ===== PAGE: disclaimer ===== */
.disclaimer-page {
  background-color: var(--bg);
  color: var(--text);
  overflow: hidden;
}

.disclaimer-page .disclaimer-watermark {
  position: absolute;
  right: -30px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 320px;
  color: rgba(28, 124, 162, 0.04);
  pointer-events: none;
  user-select: none;
  z-index: 0;
}

.disclaimer-page .disclaimer-header-box {
  max-width: 780px;
}

.disclaimer-page .disclaimer-toolbar-row {
  background: var(--surface);
  border: 1px solid var(--border);
  padding: 16px 20px;
}

.disclaimer-page .js-disclaimer-filters button.mpe-badge {
  background: var(--surface-alt);
  color: var(--text);
  border: 1px solid var(--border);
  border-radius: 0px;
  padding: 8px 16px;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.5px;
  cursor: pointer;
  transition: 0.25s ease-in-out;
}

.disclaimer-page .js-disclaimer-filters button.mpe-badge:hover {
  background: var(--primary);
  color: var(--on-primary);
  border-color: var(--primary);
}

.disclaimer-page .js-disclaimer-filters button.mpe-badge.active {
  background: var(--primary);
  color: var(--on-primary);
  border-color: var(--primary);
}

.disclaimer-page .disclaimer-search-wrap .disclaimer-search-icon {
  left: 14px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--text-muted);
  font-size: 14px;
}

.disclaimer-page .disclaimer-search-wrap input.js-disclaimer-search {
  padding-left: 38px;
  border-radius: 0px;
  border: 1px solid var(--border);
  background-color: var(--surface);
  color: var(--text);
  font-size: 14px;
  height: 40px;
}

.disclaimer-page .disclaimer-search-wrap input.js-disclaimer-search:focus {
  border-color: var(--primary);
  box-shadow: none;
  outline: none;
}

.disclaimer-page .disclaimer-search-wrap input.js-disclaimer-search::placeholder {
  color: var(--text-muted);
  opacity: 0.85;
}

.disclaimer-page .disclaimer-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-bottom: 4px solid var(--primary);
  border-radius: 0px;
  padding: 24px;
  box-shadow: 0 4px 16px rgba(17, 54, 68, 0.08);
  transition: transform 0.25s ease-in-out, box-shadow 0.25s ease-in-out;
}

.disclaimer-page .disclaimer-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 8px 24px rgba(17, 54, 68, 0.12);
}

.disclaimer-page .disclaimer-icon {
  width: 36px;
  height: 36px;
  background: var(--surface-alt);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 15px;
}

.disclaimer-page .disclaimer-clause-num {
  font-size: 12px;
  letter-spacing: 1px;
  text-transform: uppercase;
}

.disclaimer-page .disclaimer-card-title {
  font-size: 18px;
  line-height: 1.3;
  color: var(--text);
}

.disclaimer-page .disclaimer-callout {
  background: var(--surface-alt);
  border-left: 3px solid var(--primary);
}

.disclaimer-page .disclaimer-cta-card {
  background: linear-gradient(150deg, #113644 0%, #124154 100%);
  border: 1px solid var(--dark-band);
  border-radius: 0px;
  box-shadow: 0 8px 24px rgba(17, 54, 68, 0.15);
}

.disclaimer-page .disclaimer-cta-card h3 {
  font-size: 24px;
  line-height: 1.25;
}

.disclaimer-page .disclaimer-cta-card .mpe-btn {
  background: var(--primary);
  color: var(--on-primary);
  border: none;
  border-radius: 0px;
  padding: 12px 24px;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.5px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  transition: background-color 0.25s ease-in-out;
}

.disclaimer-page .disclaimer-cta-card .mpe-btn:hover {
  background: var(--primary-hover);
  color: #FFFFFF;
}

.disclaimer-page .disclaimer-cta-card .mpe-btn-alt {
  background: transparent;
  color: #FFFFFF;
  border: 1px solid #FFFFFF;
  border-radius: 0px;
  padding: 12px 24px;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.5px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  transition: background-color 0.25s ease-in-out, color 0.25s ease-in-out;
}

.disclaimer-page .disclaimer-cta-card .mpe-btn-alt:hover {
  background: #FFFFFF;
  color: #113644;
}

.disclaimer-page .mpe-badge {
  background: var(--surface-alt);
  color: var(--primary-text);
  border: 1px solid var(--border);
  font-size: 11px;
  padding: 4px 8px;
  border-radius: 0px;
  letter-spacing: 0.5px;
}

@media (max-width: 767px) {
  .disclaimer-page .disclaimer-watermark {
    display: none;
  }
  .disclaimer-page .disclaimer-toolbar-row {
    padding: 12px;
  }
  .disclaimer-page .disclaimer-card {
    padding: 18px;
  }
  .disclaimer-page .disclaimer-card-title {
    font-size: 16px;
  }
  .disclaimer-page .mpe-title {
    font-size: 20px;
  }
  .disclaimer-page .disclaimer-cta-card h3 {
    font-size: 18px;
  }
  .disclaimer-page .disclaimer-cta-card .d-flex {
    width: 100%;
    flex-direction: column;
  }
  .disclaimer-page .disclaimer-cta-card .mpe-btn,
  .disclaimer-page .disclaimer-cta-card .mpe-btn-alt {
    width: 100%;
    text-align: center;
  }
}

.comment-card.comment-main {
    background-color: #FFFFFF;
    border: 1px solid #D8DEE4;
    border-bottom: 4px solid #1C7CA2;
    border-radius: 0px;
    padding: 24px;
    box-shadow: 0 4px 16px rgba(17, 54, 68, 0.08);
    font-family: 'Inclusive Sans', sans-serif;
    position: relative;
    margin-bottom: 20px;
}

.comment-main .comment-avatar {
    width: 56px;
    height: 56px;
    object-fit: cover;
    border-radius: 0px;
    border: 1px solid #D8DEE4;
    flex-shrink: 0;
}

.comment-main .comment-author-name {
    font-size: 17px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    color: #1C242B;
    line-height: 1.2;
}

.comment-main .comment-timestamp {
    font-size: 12px;
    color: #5E6C78;
    margin-top: 4px;
    display: flex;
    align-items: center;
}

.comment-main .comment-timestamp i {
    color: #1C7CA2;
}

.comment-main .comment-rating {
    color: #EAC12C;
    font-size: 13px;
    display: flex;
    gap: 3px;
}

.comment-main .comment-content {
    margin-top: 16px;
    margin-bottom: 20px;
}

.comment-main .comment-text {
    font-size: 15px;
    line-height: 1.5;
    color: #1C242B;
    margin-bottom: 0;
}

.comment-main .comment-footer {
    border-top: 1px solid #ECF3F6;
    padding-top: 16px;
}

.comment-main .comment-action-btn {
    background: #ECF3F6;
    color: #113644;
    border: 1px solid #D8DEE4;
    border-radius: 0px;
    padding: 8px 14px;
    font-size: 12px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    cursor: pointer;
    transition: background-color 0.25s ease-in-out, color 0.25s ease-in-out, border-color 0.25s ease-in-out;
}

.comment-main .comment-action-btn:hover {
    background: #1C7CA2;
    color: #FFFFFF;
    border-color: #1C7CA2;
}

.comment-main .comment-like-badge {
    background: #1C7CA2;
    color: #FFFFFF;
    padding: 2px 6px;
    font-size: 11px;
    font-weight: 700;
    border-radius: 0px;
    margin-left: 2px;
}

.comment-main .comment-action-btn:hover .comment-like-badge {
    background: #FFFFFF;
    color: #113644;
}

.comment-main .comment-reply-btn {
    background: #1C7CA2;
    color: #FFFFFF;
    border-color: #1C7CA2;
}

.comment-main .comment-reply-btn:hover {
    background: #176584;
    border-color: #176584;
    color: #FFFFFF;
}

.comment-main .comment-badge {
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1px;
    color: #1A7599;
    background: #ECF3F6;
    padding: 6px 12px;
    border-left: 2px solid #1C7CA2;
    border-radius: 0px;
}

.comment-card.comment-reply {
    background-color: #ECF3F6;
    border: 1px solid #D8DEE4;
    border-left: 4px solid #1C7CA2;
    border-radius: 0px;
    padding: 20px;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);
    font-family: 'Inclusive Sans', sans-serif;
    position: relative;
    margin-top: 12px;
    margin-bottom: 16px;
}

.comment-reply .comment-avatar {
    width: 44px;
    height: 44px;
    object-fit: cover;
    border-radius: 0px;
    border: 1px solid #D8DEE4;
    flex-shrink: 0;
}

.comment-reply .comment-author-name {
    font-size: 15px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    color: #1C242B;
    line-height: 1.2;
}

.comment-reply .comment-staff-pill {
    background-color: #113644;
    color: #FFFFFF;
    font-size: 10px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    padding: 2px 6px;
    border-radius: 0px;
}

.comment-reply .comment-timestamp {
    font-size: 11px;
    color: #5E6C78;
    margin-top: 3px;
    display: flex;
    align-items: center;
}

.comment-reply .comment-timestamp i {
    color: #1C7CA2;
}

.comment-reply .comment-thread-indicator {
    color: #1C7CA2;
    font-size: 14px;
    opacity: 0.7;
}

.comment-reply .comment-content {
    margin-top: 12px;
    margin-bottom: 14px;
}

.comment-reply .comment-text {
    font-size: 14px;
    line-height: 1.5;
    color: #1C242B;
    margin-bottom: 0;
}

.comment-reply .comment-footer {
    border-top: 1px solid #D8DEE4;
    padding-top: 12px;
}

.comment-reply .comment-action-btn {
    background: #FFFFFF;
    color: #113644;
    border: 1px solid #D8DEE4;
    border-radius: 0px;
    padding: 6px 12px;
    font-size: 11px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    cursor: pointer;
    transition: background-color 0.25s ease-in-out, color 0.25s ease-in-out, border-color 0.25s ease-in-out;
}

.comment-reply .comment-action-btn:hover {
    background: #1C7CA2;
    color: #FFFFFF;
    border-color: #1C7CA2;
}

.comment-reply .comment-like-badge {
    background: #1C7CA2;
    color: #FFFFFF;
    padding: 2px 5px;
    font-size: 10px;
    font-weight: 700;
    border-radius: 0px;
    margin-left: 2px;
}

.comment-reply .comment-action-btn:hover .comment-like-badge {
    background: #FFFFFF;
    color: #113644;
}

.comment-reply .comment-official-tag {
    font-size: 11px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    color: #1A7599;
    display: inline-flex;
    align-items: center;
}


/* ===== PAGE TEMPLATE: services ===== */
.mpe-site-header {
    position: relative;
    width: 100%;
    z-index: 1030;
    box-shadow: 0 4px 16px rgba(17, 54, 68, 0.08);
}

.mpe-site-header .mpe-site-header__topbar {
    background-color: var(--primary, #1C7CA2);
    color: var(--on-primary, #FFFFFF);
    font-size: 12px;
    padding: 8px 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.15);
}

.mpe-site-header .mpe-site-header__top-link {
    color: var(--on-primary, #FFFFFF);
    text-decoration: none;
    font-size: 12px;
    font-weight: 500;
    letter-spacing: 0.25px;
    transition: opacity 0.25s ease-in-out;
}

.mpe-site-header .mpe-site-header__top-link:hover,
.mpe-site-header .mpe-site-header__top-link:focus {
    color: var(--on-primary, #FFFFFF);
    opacity: 0.85;
}

.mpe-site-header .mpe-site-header__top-info {
    color: var(--on-primary, #FFFFFF);
    font-size: 12px;
    letter-spacing: 0.25px;
}

.mpe-site-header .mpe-site-header__navbar {
    background-color: var(--dark-band, #113644);
    padding: 14px 0;
    border: none;
}

.mpe-site-header .mpe-site-header__brand {
    text-decoration: none;
    padding: 0;
    margin-right: 2rem;
}

.mpe-site-header .mpe-site-header__logo {
    max-width: 44px;
    height: 44px;
    object-fit: contain;
    display: block;
}

.mpe-site-header .mpe-site-header__brand-text {
    font-size: 22px;
    font-weight: 700;
    letter-spacing: 1px;
    color: var(--on-dark, #FFFFFF);
    text-transform: uppercase;
    line-height: 1;
}

.mpe-site-header .mpe-site-header__brand-accent {
    color: var(--accent, #EAC12C);
}

.mpe-site-header .mpe-site-header__toggler {
    border: 1px solid var(--border, #D8DEE4);
    border-radius: 0;
    padding: 8px 12px;
    color: var(--on-dark, #FFFFFF);
    background-color: transparent;
    box-shadow: none;
}

.mpe-site-header .mpe-site-header__toggler:focus {
    box-shadow: none;
    outline: none;
}

.mpe-site-header .mpe-site-header__toggler .fa-bars {
    font-size: 18px;
    color: var(--on-dark, #FFFFFF);
}

.mpe-site-header .mpe-site-header__nav-list {
    gap: 8px;
}

.mpe-site-header .mpe-site-header__nav-link {
    color: var(--on-dark, #FFFFFF);
    font-size: 14px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    padding: 10px 14px;
    border-radius: 0;
    transition: color 0.25s ease-in-out;
}

.mpe-site-header .mpe-site-header__nav-link:hover,
.mpe-site-header .mpe-site-header__nav-link:focus {
    color: var(--accent, #EAC12C);
}

.mpe-site-header .mpe-site-header__cta-btn {
    border-radius: 0;
    padding: 10px 22px;
    font-size: 13px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    background-color: var(--primary, #1C7CA2);
    color: var(--on-primary, #FFFFFF);
    text-decoration: none;
    border: none;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    transition: background-color 0.25s ease-in-out, color 0.25s ease-in-out;
}

.mpe-site-header .mpe-site-header__cta-btn:hover,
.mpe-site-header .mpe-site-header__cta-btn:focus {
    background-color: var(--primary-hover, #176584);
    color: var(--on-primary, #FFFFFF);
}

@media (max-width: 991.98px) {
    .mpe-site-header .mpe-site-header__collapse {
        background-color: var(--dark-band, #113644);
        padding: 16px 0 8px 0;
        border-top: 1px solid rgba(255, 255, 255, 0.1);
        margin-top: 10px;
    }

    .mpe-site-header .mpe-site-header__nav-link {
        padding: 10px 0;
        border-bottom: 1px solid rgba(255, 255, 255, 0.05);
    }

    .mpe-site-header .mpe-site-header__actions {
        padding-top: 16px;
        width: 100%;
    }

    .mpe-site-header .mpe-site-header__cta-btn {
        width: 100%;
        text-align: center;
    }
}

@media (max-width: 767.98px) {
    .mpe-site-header .mpe-site-header__topbar {
        font-size: 11px;
    }

    .mpe-site-header .mpe-site-header__brand-text {
        font-size: 18px;
    }
}

.srv-hero {
    background-color: var(--dark-band, #113644);
    padding: 60px 0;
}

.srv-hero__overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(150deg, rgba(17, 54, 68, 0.96) 0%, rgba(18, 65, 84, 0.92) 100%);
    z-index: 1;
}

.srv-hero__watermark {
    position: absolute;
    right: 20px;
    top: 50%;
    transform: translateY(-50%);
    font-size: 240px;
    color: rgba(28, 124, 162, 0.05);
    pointer-events: none;
    z-index: 2;
    line-height: 1;
}

.srv-hero__content-wrap {
    z-index: 3;
}

.srv-hero__crumbs-wrap {
    font-size: 12px;
}

.srv-hero__crumb-link {
    color: var(--on-dark-muted, #B6BDC3);
    text-decoration: none;
    font-size: 12px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.srv-hero__crumb-link:hover {
    color: var(--accent, #EAC12C);
}

.srv-hero__crumb-sep {
    color: rgba(255, 255, 255, 0.3);
    font-size: 11px;
}

.srv-hero__crumb-current {
    color: var(--on-dark, #FFFFFF);
    font-size: 12px;
    text-transform: uppercase;
    font-weight: 600;
    letter-spacing: 0.5px;
}

.srv-hero__eyebrow {
    color: var(--on-dark-muted, #B6BDC3);
    letter-spacing: 1.5px;
    font-weight: 700;
    font-size: 12px;
}

.srv-hero__highlight {
    color: var(--primary, #1C7CA2);
}

.srv-hero__heading {
    font-size: 38px;
    font-weight: 700;
    line-height: 1.2;
    color: var(--on-dark, #FFFFFF);
    letter-spacing: 1px;
    overflow-wrap: anywhere;
}

.srv-hero__desc {
    font-size: 15px;
    line-height: 1.6;
    color: var(--on-dark-muted, #B6BDC3);
    max-width: 640px;
}

.srv-hero__btn {
    background: var(--primary, #1C7CA2);
    color: var(--on-primary, #FFFFFF);
    border: none;
    border-radius: 0;
    padding: 12px 24px;
    font-size: 13px;
    font-weight: 600;
    letter-spacing: 1px;
    text-decoration: none;
    transition: background-color 0.25s ease-in-out;
}

.srv-hero__btn:hover {
    background: var(--primary-hover, #176584);
    color: var(--on-primary, #FFFFFF);
}

.srv-hero__btn-alt {
    background: transparent;
    color: var(--on-dark, #FFFFFF);
    border: 1px solid var(--border, #D8DEE4);
    border-radius: 0;
    padding: 12px 24px;
    font-size: 13px;
    font-weight: 600;
    letter-spacing: 1px;
    text-decoration: none;
    transition: background 0.25s ease-in-out, border-color 0.25s ease-in-out;
}

.srv-hero__btn-alt:hover {
    background: rgba(255, 255, 255, 0.1);
    border-color: var(--on-dark, #FFFFFF);
    color: var(--on-dark, #FFFFFF);
}

.srv-hero__wedge {
    background: rgba(17, 54, 68, 0.85);
    border: 2px dashed var(--primary, #1C7CA2);
    padding: 30px;
    text-align: center;
    box-shadow: 0 4px 16px rgba(0, 0, 0, 0.25);
}

.srv-hero__metric-label {
    font-size: 11px;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    color: var(--accent, #EAC12C);
    font-weight: 700;
    margin-bottom: 6px;
}

.srv-hero__metric-val {
    font-size: 32px;
    font-weight: 700;
    color: var(--on-dark, #FFFFFF);
    line-height: 1.1;
    margin-bottom: 6px;
}

.srv-hero__metric-sub {
    font-size: 12px;
    color: var(--on-dark-muted, #B6BDC3);
}

.srv-detail-layout {
    background-color: var(--bg, #F8F9FA);
}

.srv-card-box {
    background: var(--surface, #FFFFFF);
    border: 1px solid var(--border, #D8DEE4);
    border-bottom: 4px solid var(--primary, #1C7CA2);
    box-shadow: 0 4px 16px rgba(17, 54, 68, 0.08);
    padding: 30px;
}

.srv-card-box__image-frame {
    width: 100%;
    aspect-ratio: 16 / 9;
    overflow: hidden;
    background-color: var(--surface-alt, #ECF3F6);
    border: 1px solid var(--border, #D8DEE4);
}

.srv-card-box__img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

.srv-facts-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px;
}

.srv-fact-tile {
    background: var(--surface-alt, #ECF3F6);
    border: 1px solid var(--border, #D8DEE4);
    padding: 16px;
    display: flex;
    align-items: center;
    gap: 12px;
}

.srv-fact-tile__icon {
    font-size: 24px;
    color: var(--primary, #1C7CA2);
    flex-shrink: 0;
}

.srv-fact-tile__content {
    display: flex;
    flex-direction: column;
}

.srv-fact-tile__val {
    font-size: 16px;
    font-weight: 700;
    color: var(--text, #1C242B);
    line-height: 1.2;
    text-transform: uppercase;
}

.srv-fact-tile__lbl {
    font-size: 11px;
    color: var(--text-muted, #5E6C78);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.srv-content-copy h2.srv-section-heading {
    font-size: 22px;
    font-weight: 700;
    color: var(--text, #1C242B);
    letter-spacing: 0.5px;
    line-height: 1.25;
}

.srv-section-heading__num {
    color: var(--primary, #1C7CA2);
    margin-right: 8px;
}

.srv-content-copy p {
    font-size: 15px;
    line-height: 1.6;
    color: var(--text, #1C242B);
    margin-bottom: 16px;
}

.srv-inline-cta {
    background: var(--surface-alt, #ECF3F6);
    border-left: 4px solid var(--primary, #1C7CA2);
    border-top: 1px solid var(--border, #D8DEE4);
    border-right: 1px solid var(--border, #D8DEE4);
    border-bottom: 1px solid var(--border, #D8DEE4);
}

.srv-inline-cta__title {
    font-size: 16px;
    font-weight: 700;
    color: var(--text, #1C242B);
    letter-spacing: 0.5px;
}

.srv-inline-cta__text {
    font-size: 13px;
    line-height: 1.4;
    color: var(--text-muted, #5E6C78);
}

.srv-inline-cta__btn {
    background: var(--primary, #1C7CA2);
    color: var(--on-primary, #FFFFFF);
    border: none;
    padding: 10px 20px;
    font-size: 12px;
    font-weight: 600;
    letter-spacing: 1px;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    white-space: nowrap;
    transition: background-color 0.25s ease-in-out;
}

.srv-inline-cta__btn:hover {
    background: var(--primary-hover, #176584);
    color: var(--on-primary, #FFFFFF);
}

.srv-checklist {
    list-style: none;
    padding-left: 0;
    margin-bottom: 0;
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.srv-checklist__item {
    display: flex;
    align-items: flex-start;
    gap: 12px;
}

.srv-checklist__icon {
    color: var(--primary, #1C7CA2);
    font-size: 18px;
    margin-top: 2px;
    flex-shrink: 0;
}

.srv-checklist__title {
    font-size: 14px;
    font-weight: 700;
    color: var(--text, #1C242B);
    text-transform: uppercase;
    display: block;
    margin-bottom: 2px;
}

.srv-checklist__desc {
    font-size: 13px;
    line-height: 1.5;
    color: var(--text-muted, #5E6C78);
}

.srv-case-block {
    background: #FFFFFF;
    border: 2px dashed var(--primary, #1C7CA2);
    position: relative;
}

.srv-case-block__badge {
    background: var(--accent, #EAC12C);
    color: var(--on-accent, #111111);
    font-size: 10px;
    font-weight: 700;
    padding: 4px 8px;
    display: inline-block;
    letter-spacing: 1px;
}

.srv-case-block__heading {
    font-size: 18px;
    font-weight: 700;
    color: var(--text, #1C242B);
}

.srv-case-block__text {
    font-size: 14px;
    line-height: 1.6;
    color: var(--text-muted, #5E6C78);
}

.srv-case-block__metrics {
    border-top: 1px solid var(--border, #D8DEE4);
    padding-top: 14px;
}

.srv-case-stat {
    display: flex;
    align-items: baseline;
    gap: 8px;
}

.srv-case-stat__num {
    font-size: 20px;
    font-weight: 700;
    color: var(--primary, #1C7CA2);
}

.srv-case-stat__lbl {
    font-size: 12px;
    color: var(--text-muted, #5E6C78);
    text-transform: uppercase;
}

.srv-accordion .srv-accordion__item {
    border: 1px solid var(--border, #D8DEE4);
    border-radius: 0;
    margin-bottom: 10px;
    background-color: var(--surface, #FFFFFF);
}

.srv-accordion .srv-accordion__header {
    margin-bottom: 0;
}

.srv-accordion .srv-accordion__btn {
    border-radius: 0;
    background-color: var(--surface, #FFFFFF);
    color: var(--text, #1C242B);
    font-size: 14px;
    font-weight: 600;
    text-transform: uppercase;
    padding: 16px 20px;
    box-shadow: none;
}

.srv-accordion .srv-accordion__btn:not(.collapsed) {
    background-color: var(--surface-alt, #ECF3F6);
    color: var(--primary, #1C7CA2);
    box-shadow: none;
}

.srv-accordion .srv-accordion__btn:focus {
    box-shadow: none;
    border-color: var(--border, #D8DEE4);
}

.srv-accordion .srv-accordion__body {
    font-size: 14px;
    line-height: 1.6;
    color: var(--text-muted, #5E6C78);
    padding: 16px 20px;
}

.srv-related-card {
    background: var(--surface, #FFFFFF);
    border: 1px solid var(--border, #D8DEE4);
    border-bottom: 4px solid var(--primary, #1C7CA2);
    padding: 20px;
    box-shadow: 0 4px 16px rgba(17, 54, 68, 0.06);
    transition: transform 0.25s ease-in-out, box-shadow 0.25s ease-in-out;
}

.srv-related-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 8px 24px rgba(17, 54, 68, 0.12);
}

.srv-related-card__price {
    font-size: 18px;
    font-weight: 700;
    color: var(--primary, #1C7CA2);
}

.srv-related-card__title {
    font-size: 15px;
    font-weight: 700;
    color: var(--text, #1C242B);
    letter-spacing: 0.5px;
}

.srv-related-card__desc {
    font-size: 13px;
    line-height: 1.5;
    color: var(--text-muted, #5E6C78);
}

.srv-related-card__link {
    font-size: 12px;
    font-weight: 700;
    color: var(--primary-text, #1A7599);
    text-decoration: none;
    letter-spacing: 0.5px;
    transition: color 0.25s ease-in-out;
}

.srv-related-card__link:hover {
    color: var(--primary-hover, #176584);
}

.srv-sticky-card {
    position: sticky;
    top: 24px;
    background: var(--surface, #FFFFFF);
    border: 1px solid var(--border, #D8DEE4);
    border-top: 4px solid var(--primary, #1C7CA2);
    box-shadow: 0 4px 20px rgba(17, 54, 68, 0.1);
    padding: 24px;
}

.srv-sticky-card__tag {
    background: var(--primary, #1C7CA2);
    color: var(--on-primary, #FFFFFF);
    font-size: 11px;
    font-weight: 700;
    padding: 4px 8px;
    display: inline-block;
    letter-spacing: 1px;
}

.srv-sticky-card__price-row {
    border-bottom: 1px solid var(--border, #D8DEE4);
    padding-bottom: 10px;
}

.srv-sticky-card__currency {
    font-size: 14px;
    color: var(--text-muted, #5E6C78);
    text-transform: uppercase;
    font-weight: 600;
}

.srv-sticky-card__price {
    font-size: 28px;
    font-weight: 700;
    color: var(--primary, #1C7CA2);
}

.srv-sticky-card__tier-note {
    font-size: 12px;
    line-height: 1.4;
    color: var(--text-muted, #5E6C78);
    margin-top: 8px;
}

.srv-sticky-card__specs {
    border-bottom: 1px solid var(--border, #D8DEE4);
}

.srv-spec-row {
    border-bottom: 1px dashed var(--border, #D8DEE4);
    font-size: 13px;
}

.srv-spec-row:last-child {
    border-bottom: none;
}

.srv-spec-row__label {
    color: var(--text-muted, #5E6C78);
    display: inline-flex;
    align-items: center;
}

.srv-spec-row__val {
    color: var(--text, #1C242B);
}

.srv-order-form__label {
    font-size: 12px;
    font-weight: 600;
    text-transform: uppercase;
    color: var(--text, #1C242B);
    letter-spacing: 0.5px;
    margin-bottom: 4px;
}

.srv-order-form__input {
    background-color: var(--surface, #FFFFFF);
    border: 1px solid var(--border, #D8DEE4);
    border-radius: 0;
    padding: 10px 12px;
    font-size: 13px;
    color: var(--text, #1C242B);
}

.srv-order-form__input::placeholder {
    color: var(--text-muted, #5E6C78);
    opacity: 0.85;
}

.srv-order-form__input:focus {
    background-color: var(--surface, #FFFFFF);
    color: var(--text, #1C242B);
    border-color: var(--primary, #1C7CA2);
    box-shadow: none;
}

.srv-order-form__consent-text {
    font-size: 11px;
    line-height: 1.4;
    color: var(--text-muted, #5E6C78);
}

.srv-order-form__privacy-link {
    color: var(--primary-text, #1A7599);
    text-decoration: underline;
}

.srv-order-form__privacy-link:hover {
    color: var(--primary-hover, #176584);
}

.srv-order-form__checkbox {
    border-radius: 0;
    border: 1px solid var(--border, #D8DEE4);
    cursor: pointer;
}

.srv-order-form__checkbox:checked {
    background-color: var(--primary, #1C7CA2);
    border-color: var(--primary, #1C7CA2);
}

.srv-order-form__consent-error {
    font-size: 11px;
}

.srv-order-form__submit {
    background: var(--primary, #1C7CA2);
    color: var(--on-primary, #FFFFFF);
    border: none;
    border-radius: 0;
    padding: 12px 20px;
    font-size: 13px;
    font-weight: 600;
    letter-spacing: 1px;
    cursor: pointer;
    transition: background-color 0.25s ease-in-out;
}

.srv-order-form__submit:hover {
    background: var(--primary-hover, #176584);
    color: var(--on-primary, #FFFFFF);
}

.srv-sticky-card__guarantee {
    font-size: 11px;
    color: var(--text-muted, #5E6C78);
}

.accruloom-footer {
    background: linear-gradient(150deg, #113644 0%, #124154 100%);
    color: #FFFFFF;
    padding: 70px 0 30px;
    position: relative;
    overflow: hidden;
}

.accruloom-footer__logo {
    max-width: 44px;
    max-height: 44px;
    object-fit: contain;
}

.accruloom-footer__brand-text {
    font-family: 'Inclusive Sans', sans-serif;
    font-weight: 700;
    font-size: 22px;
    letter-spacing: 1px;
    color: #FFFFFF;
    text-transform: uppercase;
}

.accruloom-footer__brand-accent {
    color: #1C7CA2;
}

.accruloom-footer__text {
    font-size: 14px;
    line-height: 1.6;
    color: #B6BDC3;
    margin-bottom: 0;
    overflow-wrap: anywhere;
}

.accruloom-footer__heading {
    font-family: 'Inclusive Sans', sans-serif;
    font-size: 16px;
    font-weight: 700;
    letter-spacing: 1px;
    text-transform: uppercase;
    color: #1C7CA2;
    margin-bottom: 20px;
}

.accruloom-footer__nav-list {
    list-style: none;
    padding-left: 0;
    margin-bottom: 0;
}

.accruloom-footer__nav-item {
    margin-bottom: 12px;
}

.accruloom-footer__nav-item:last-child {
    margin-bottom: 0;
}

.accruloom-footer__nav-link {
    font-size: 14px;
    color: #B6BDC3;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    transition: color 0.25s ease-in-out;
    overflow-wrap: anywhere;
}

.accruloom-footer__nav-link:hover,
.accruloom-footer__nav-link:focus {
    color: #FFFFFF;
    text-decoration: none;
}

.accruloom-footer__nav-icon {
    font-size: 11px;
    color: #1C7CA2;
    margin-right: 10px;
    transition: transform 0.25s ease-in-out;
}

.accruloom-footer__nav-link:hover .accruloom-footer__nav-icon {
    transform: translateX(3px);
    color: #FFFFFF;
}

.accruloom-footer__contact {
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.accruloom-footer__contact-row {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    font-size: 14px;
    color: #B6BDC3;
}

.accruloom-footer__contact-icon {
    color: #1C7CA2;
    font-size: 16px;
    margin-top: 2px;
    flex-shrink: 0;
}

.accruloom-footer__contact-val {
    line-height: 1.4;
    overflow-wrap: anywhere;
}

.accruloom-footer__contact-link {
    color: #B6BDC3;
    text-decoration: none;
    line-height: 1.4;
    transition: color 0.25s ease-in-out;
    overflow-wrap: anywhere;
}

.accruloom-footer__contact-link:hover,
.accruloom-footer__contact-link:focus {
    color: #FFFFFF;
    text-decoration: underline;
}

.accruloom-footer__bottom {
    margin-top: 50px;
    padding-top: 24px;
    border-top: 1px solid rgba(216, 222, 228, 0.15);
}

.accruloom-footer__legal-links {
    display: inline-flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 10px;
}

.accruloom-footer__legal-link {
    font-size: 13px;
    color: #B6BDC3;
    text-decoration: none;
    transition: color 0.25s ease-in-out;
}

.accruloom-footer__legal-link:hover,
.accruloom-footer__legal-link:focus {
    color: #FFFFFF;
    text-decoration: underline;
}

.accruloom-footer__divider {
    color: rgba(216, 222, 228, 0.4);
    font-size: 11px;
}

.accruloom-footer__copyright {
    font-size: 13px;
    color: #B6BDC3;
}

@media (max-width: 991.98px) {
    .srv-sticky-card {
        position: static;
        margin-top: 24px;
    }
}

@media (max-width: 767.98px) {
    .srv-hero {
        padding: 40px 0;
    }

    .srv-hero__heading {
        font-size: 20px;
        line-height: 1.25;
    }

    .srv-hero__watermark {
        display: none;
    }

    .srv-card-box {
        padding: 16px;
    }

    .srv-facts-grid {
        grid-template-columns: 1fr;
    }

    .srv-inline-cta__btn {
        width: 100%;
    }

    .accruloom-footer {
        padding: 48px 0 24px;
    }

    .accruloom-footer__bottom {
        margin-top: 36px;
        padding-top: 20px;
    }

    .accruloom-footer__legal-links {
        justify-content: center;
        margin-bottom: 12px;
    }
}

/* ===== PAGE TEMPLATE: tax-guide ===== */
.tax-guide-hero {
    padding: 80px 0 120px 0;
    background: linear-gradient(150deg, #113644 0%, #124154 100%);
    position: relative;
}

.tax-guide-hero__watermark {
    position: absolute;
    right: 20px;
    top: 50%;
    transform: translateY(-50%);
    font-size: 260px;
    color: rgba(28, 124, 162, 0.06);
    pointer-events: none;
    z-index: 1;
    line-height: 1;
}

.tax-guide-hero__content-wrap {
    z-index: 2;
}

.tax-guide-hero__eyebrow {
    color: var(--on-dark-muted, #B6BDC3);
    letter-spacing: 1.5px;
    font-weight: 700;
    font-size: 12px;
}

.tax-guide-hero__highlight {
    color: var(--primary, #1C7CA2);
}

.tax-guide-hero__heading {
    font-family: 'Inclusive Sans', sans-serif;
    font-size: 40px;
    font-weight: 700;
    line-height: 1.15;
    color: var(--on-dark, #FFFFFF);
    letter-spacing: 1px;
    overflow-wrap: anywhere;
}

.tax-guide-hero__desc {
    font-size: 16px;
    line-height: 1.6;
    color: var(--on-dark-muted, #B6BDC3);
    max-width: 720px;
}

.tax-guide-hero__meta {
    font-size: 13px;
    color: var(--on-dark-muted, #B6BDC3);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.tax-guide-hero__meta-sep {
    color: rgba(255, 255, 255, 0.3);
}

.tax-guide-main {
    padding-bottom: 80px;
    background-color: var(--bg, #F8F9FA);
}

.tax-guide-panel {
    margin-top: -70px;
    position: relative;
    z-index: 5;
    background-color: var(--surface, #FFFFFF);
    border: 1px solid var(--border, #D8DEE4);
    border-radius: 0px;
    box-shadow: 0 4px 16px rgba(17, 54, 68, 0.08);
    padding: 32px;
}

.tax-guide-panel__cover-wrap {
    width: 100%;
    aspect-ratio: 16 / 9;
    border: 1px solid var(--border, #D8DEE4);
    overflow: hidden;
}

.tax-guide-panel__cover {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

.tax-guide-eyebrow {
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    color: var(--text-muted, #5E6C78);
}

.tax-guide-subheading {
    font-family: 'Inclusive Sans', sans-serif;
    font-size: 26px;
    font-weight: 700;
    color: var(--text, #1C242B);
    letter-spacing: 0.5px;
    text-transform: uppercase;
    overflow-wrap: anywhere;
}

.tax-guide-paragraph {
    font-size: 15px;
    line-height: 1.6;
    color: var(--text, #1C242B);
    overflow-wrap: anywhere;
}

.tax-guide-facts-box {
    background-color: var(--surface-alt, #ECF3F6);
    border: 1px solid var(--border, #D8DEE4);
    padding: 24px;
}

.tax-guide-facts-title {
    font-family: 'Inclusive Sans', sans-serif;
    font-size: 18px;
    font-weight: 700;
    color: var(--text, #1C242B);
    text-transform: uppercase;
}

.tax-guide-fact-label {
    font-size: 13px;
    text-transform: uppercase;
}

.tax-guide-fact-val {
    font-size: 14px;
    color: var(--primary-text, #1A7599);
}

.tax-guide-takeaways-box {
    background-color: var(--surface, #FFFFFF);
    border: 2px dashed var(--primary, #1C7CA2);
    padding: 24px;
}

.tax-guide-takeaways-title {
    font-family: 'Inclusive Sans', sans-serif;
    font-size: 18px;
    font-weight: 700;
    color: var(--text, #1C242B);
    text-transform: uppercase;
}

.tax-guide-takeaways-item {
    font-size: 14px;
    line-height: 1.5;
    color: var(--text, #1C242B);
}

.tax-guide-pullquote {
    border-left: 4px solid var(--primary, #1C7CA2);
    background: var(--surface-alt, #ECF3F6);
    padding: 20px 24px;
    margin: 0;
}

.tax-guide-pullquote__text {
    font-size: 18px;
    font-style: italic;
    color: var(--text, #1C242B);
    line-height: 1.5;
}

.tax-guide-pullquote__author {
    font-size: 13px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    color: var(--primary-text, #1A7599);
}

.tax-guide-accordion__item {
    border: 1px solid var(--border, #D8DEE4);
    border-radius: 0 !important;
    background-color: var(--surface, #FFFFFF);
}

.tax-guide-accordion__button {
    border-radius: 0 !important;
    font-family: 'Inclusive Sans', sans-serif;
    font-size: 15px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    color: var(--text, #1C242B);
    background-color: var(--surface, #FFFFFF);
    box-shadow: none !important;
    padding: 16px 20px;
}

.tax-guide-accordion__button:not(.collapsed) {
    background-color: var(--surface-alt, #ECF3F6);
    color: var(--primary-text, #1A7599);
}

.tax-guide-accordion__body {
    font-size: 14px;
    line-height: 1.6;
    color: var(--text, #1C242B);
    padding: 16px 20px;
    background-color: var(--surface, #FFFFFF);
}

.tax-guide-banner-cta {
    background: linear-gradient(150deg, #113644 0%, #124154 100%);
    border-left: 4px solid var(--primary, #1C7CA2);
}

.tax-guide-banner-cta__title {
    font-family: 'Inclusive Sans', sans-serif;
    font-size: 20px;
    font-weight: 700;
    letter-spacing: 0.5px;
}

.tax-guide-banner-cta__desc {
    font-size: 14px;
    line-height: 1.5;
}

.tax-guide-banner-btn {
    background-color: var(--primary, #1C7CA2);
    color: var(--on-primary, #FFFFFF);
    text-decoration: none;
    padding: 12px 24px;
    font-size: 13px;
    font-weight: 600;
    letter-spacing: 1px;
    text-transform: uppercase;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 0;
    transition: background-color 0.25s ease-in-out;
}

.tax-guide-banner-btn:hover {
    background-color: var(--primary-hover, #176584);
    color: var(--on-primary, #FFFFFF);
}

.tax-guide-newsletter-box {
    background-color: var(--surface-alt, #ECF3F6);
    border: 1px solid var(--border, #D8DEE4);
}

.tax-guide-newsletter-title {
    font-family: 'Inclusive Sans', sans-serif;
    font-size: 18px;
    font-weight: 700;
    color: var(--text, #1C242B);
    letter-spacing: 0.5px;
}

.tax-guide-form-input {
    border-radius: 0;
    border: 1px solid var(--border, #D8DEE4);
    background-color: var(--surface, #FFFFFF);
    color: var(--text, #1C242B);
    padding: 12px 14px;
    font-size: 14px;
}

.tax-guide-form-input:focus {
    border-color: var(--primary, #1C7CA2);
    box-shadow: none;
    background-color: var(--surface, #FFFFFF);
    color: var(--text, #1C242B);
}

.tax-guide-form-input::placeholder {
    color: var(--text-muted, #5E6C78);
    opacity: 1;
}

.tax-guide-btn-submit {
    background-color: var(--primary, #1C7CA2);
    color: var(--on-primary, #FFFFFF);
    border: none;
    border-radius: 0;
    padding: 12px 20px;
    font-size: 13px;
    font-weight: 600;
    letter-spacing: 1px;
    transition: background-color 0.25s ease-in-out;
}

.tax-guide-btn-submit:hover {
    background-color: var(--primary-hover, #176584);
    color: var(--on-primary, #FFFFFF);
}

.tax-guide-form-checkbox {
    border-radius: 0;
    border: 1px solid var(--border, #D8DEE4);
    cursor: pointer;
}

.tax-guide-form-checkbox:checked {
    background-color: var(--primary, #1C7CA2);
    border-color: var(--primary, #1C7CA2);
}

.tax-guide-form-label {
    font-size: 12px;
    color: var(--text-muted, #5E6C78);
}

.tax-guide-form-link {
    color: var(--primary-text, #1A7599);
    text-decoration: underline;
}

.tax-guide-related__title {
    font-family: 'Inclusive Sans', sans-serif;
    font-size: 20px;
    font-weight: 700;
    color: var(--text, #1C242B);
    letter-spacing: 0.5px;
}

.tax-guide-compact-card {
    background-color: var(--surface, #FFFFFF);
    border: 1px solid var(--border, #D8DEE4);
    border-bottom: 3px solid var(--primary, #1C7CA2);
    transition: transform 0.25s ease-in-out, box-shadow 0.25s ease-in-out;
}

.tax-guide-compact-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 6px 18px rgba(17, 54, 68, 0.1);
}

.tax-guide-compact-thumb {
    width: 64px;
    height: 64px;
    object-fit: cover;
    flex-shrink: 0;
    border: 1px solid var(--border, #D8DEE4);
}

.tax-guide-compact-date {
    font-size: 11px;
    letter-spacing: 0.5px;
    text-transform: uppercase;
}

.tax-guide-compact-heading {
    font-family: 'Inclusive Sans', sans-serif;
    font-size: 13px;
    font-weight: 700;
    line-height: 1.3;
    color: var(--text, #1C242B);
    text-transform: uppercase;
    overflow-wrap: anywhere;
}

.tax-guide-compact-card:hover .tax-guide-compact-heading {
    color: var(--primary-text, #1A7599);
}

@media (max-width: 767.98px) {
    .tax-guide-hero {
        padding: 50px 0 90px 0;
    }

    .tax-guide-hero__heading {
        font-size: 18px;
        line-height: 1.25;
    }

    .tax-guide-hero__watermark {
        display: none;
    }

    .tax-guide-panel {
        margin-top: -50px;
        padding: 16px;
    }

    .tax-guide-subheading {
        font-size: 16px;
    }

    .tax-guide-facts-title,
    .tax-guide-takeaways-title,
    .tax-guide-newsletter-title,
    .tax-guide-related__title {
        font-size: 14px;
    }

    .tax-guide-facts-box {
        padding: 20px 16px;
    }

    .row.tax-guide-facts-list {
        row-gap: 0;
    }

    .tax-guide-facts-list > div {
        display: block !important;
        padding: 16px !important;
        margin-bottom: 16px;
        border-bottom: 1px solid var(--border, #D8DEE4) !important;
    }

    .tax-guide-facts-list > div:last-child {
        margin-bottom: 0;
    }

    .tax-guide-facts-list .tax-guide-fact-label {
        display: block;
        margin-bottom: 8px !important;
    }

    .tax-guide-facts-list .tax-guide-fact-val {
        display: block;
    }

    .tax-guide-pullquote__text {
        font-size: 15px;
    }
}

/* mobile-text-guard */
@media (max-width: 767px) {
  h1, h2, h3, h4, h5, h6, p, li, dt, dd, blockquote, figcaption, td, th, label {
    overflow-wrap: anywhere;
  }
  a, button, .btn {
    overflow-wrap: anywhere;
    white-space: normal;
  }
  img, video, iframe {
    max-width: 100%;
  }
}