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LEGAL GOVERNANCE

PRIVACY POLICY

Our commitment to confidentiality, transparent ledger processing, and strict regulatory data defense.

100%SMB FOCUS

FINANCIAL EXPERTISE

Transparent reporting and diligent compliance built for modern growing businesses.

DATA PROTECTION & TRANSPARENCY

STANDARDS FOR INTEGRITY

Effective Date: October 22, 2026. This comprehensive Privacy Policy defines how Accruloom secures, processes, and safeguards client information across all accounting, advisory, and corporate reporting touchpoints.

POLICY INDEX

Security Commitment

We maintain strict technical and organizational controls aligned with statutory data management requirements.

Section 01

Information We Collect

Accruloom collects information solely necessary to deliver accounting, business tax preparation, ledger reconciliation, and strategic advisory solutions. The categories of information processed include:

  • Direct Identifiers: Full legal names, corporate business names, registered corporate addresses, business email addresses, and verified executive contact numbers.
  • Accounting & Commercial Records: General ledger archives, invoicing summaries, payroll records, vendor billing records, asset schedules, and fiscal balance documentation.
  • Operational Digital Footprint: Internet Protocol (IP) addresses, device hardware identifiers, access timestamps, and encrypted session logs generated during secure portal interaction.

Accruloom does not engage in consumer data trading or the distribution of private financial ledgers to third-party advertising brokers.

Section 02

Legal Grounds For Processing

Every data processing action performed by our corporate practice relies on defined legal authorities:

Contract Performance

Fulfilling advisory service agreements and processing corporate balance reconciliation.

Statutory Obligations

Fulfilling mandatory tax filing requirements and legal audit trail standards.

We do not deploy automated decision-making engines or predictive behavioral modeling that creates legal outcomes without human oversight from an accredited professional accountant.

Section 03

Data Security & Safeguards

Accruloom deploys enterprise-grade security protocols designed to prevent unauthorized disclosure, unlawful alteration, or accidental destruction of confidential assets:

  • Cryptographic Standards: End-to-end TLS 1.3 protocol encryption for all data in transit and AES-256 bit hardware-level encryption for data repositories at rest.
  • Role-Delimited Access: Strict principle-of-least-privilege permissions granting document access only to credentialed staff assigned to your specific file.
  • Audited Infrastructure: Continual vulnerability assessments, perimeter penetration diagnostics, and verified redundant data center centers.

Notice: Multi-factor authentication is enforced across all client repositories to ensure strict identity verification on every login session.

Section 04

Retention & Disposal Schedules

In accordance with fiscal regulations and commercial statutes, accounting source records, journal entries, and filing workpapers are retained for a minimum baseline period of seven (7) operational years following final service completion.

Upon expiration of mandatory statutory limitation durations, files are securely scrubbed from electronic storage servers or shredded via accredited physical destruction contractors.

Section 05

Your Statutory Rights

Subject to jurisdiction-specific legislation, authorized account principals possess direct rights concerning their stored business records:

  • Right of Inspection: Request structured copies of all ledger elements and profile details on file.
  • Right to Rectification: Request prompt adjustment of outdated, incomplete, or erroneous accounting details.
  • Right to Erasure: Request the deletion of records where retention is not otherwise compelled by law.
  • Right to Portability: Obtain your records in standard machine-readable formats for transmission to replacement fiduciaries.
Section 06

Privacy Office Contact

For questions regarding our privacy architecture, data governance standards, or to submit a formal data access inquiry, please reach our appointed data controller:

Direct Inquiries: privacy@accruloom.com
Legal Department: Accruloom Compliance Division, Corporate Office

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